Elmira Savings Bank Elmira NY stock PB Ratio (=1.59) is close to 10-year high of 1.59
The historical rank and industry rank for Elmiravings Bank Elmira NY's PB Ratio or its related term are showing as below:
ESBK'
s PB Ratio Range Over the Past 10 Years
Min: 0.75 Med: 1.21 Max: 1.59
Current: 1.59
During the past 13 years, Elmiravings Bank Elmira NY's highest PB Ratio was 1.59. The lowest was 0.75. And the median was 1.21.
ESBK's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.86
vs ESBK: 1.59
During the past 12 months, Elmiravings Bank Elmira NY's average Book Value Per Share Growth Rate was 4.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Elmiravings Bank Elmira NY was 12.30% per year. The lowest was -26.10% per year. And the median was 4.30% per year.
Back to Basics: PB Ratio
Elmiravings Bank Elmira NY PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Elmiravings Bank Elmira NY's PB Ratio
For the Banks - Regional subindustry, Elmiravings Bank Elmira NY's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elmiravings Bank Elmira NY's PB Ratio Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Elmiravings Bank Elmira NY's PB Ratio distribution charts can be found below:
* The bar in red indicates where Elmiravings Bank Elmira NY's PB Ratio falls into.
Elmiravings Bank Elmira NY PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Elmiravings Bank Elmira NY (NAS:ESBK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Elmiravings Bank Elmira NY PB Ratio Related Terms
Thank you for viewing the detailed overview of Elmiravings Bank Elmira NY's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Business Description
Elmira Savings Bank Elmira NY is primarily engaged in the business of attracting deposits from the general public and originating mortgage loans secured by first and second liens on one-to-four family residences; consumer loans on automobiles; general consumer loans; commercial real estate loans; and commercial loans. The bank offers a wide variety of services to its individual and commercial customers including savings and money market accounts; certificates of deposit; loans; online banking; mobile banking, and debit cards. Its other banking services include checking; commercial lending; merchant services; other services, such as overdraft protection, safe deposit boxes, notary public and telephone banking.
Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Headlines
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