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VSB Bancorp (VSB Bancorp) PB Ratio : 0.96 (As of May. 11, 2024)


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What is VSB Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-11), VSB Bancorp's share price is $20.25. VSB Bancorp's Book Value per Share for the quarter that ended in Mar. 2020 was $21.02. Hence, VSB Bancorp's PB Ratio of today is 0.96.

The historical rank and industry rank for VSB Bancorp's PB Ratio or its related term are showing as below:

VSBN's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 0.86
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


VSB Bancorp PB Ratio Historical Data

The historical data trend for VSB Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VSB Bancorp PB Ratio Chart

VSB Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.94 1.08 1.03 1.55

VSB Bancorp Quarterly Data
Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.01 0.97 1.55 0.96

Competitive Comparison of VSB Bancorp's PB Ratio

For the Banks - Regional subindustry, VSB Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VSB Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VSB Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where VSB Bancorp's PB Ratio falls into.



VSB Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

VSB Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2020)
=20.25/21.015
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


VSB Bancorp  (OTCPK:VSBN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


VSB Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of VSB Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


VSB Bancorp (VSB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
4142 Hylan Boulevard, Staten Island, NY, USA, 10308
VSB Bancorp Inc is a United States based bank holding company for Victory State Bank. Through the bank, the company is engaged in the business of commercial banking and retail banking. It gathers deposits from individuals and businesses in Staten Island, New York and makes loans throughout that community. The bank also invests funds that are not used for lending primarily in government securities, mortgage backed securities and collateralized mortgage obligations. The bank's revenue are derived principally from interest on its commercial and investment securities portfolios.

VSB Bancorp (VSB Bancorp) Headlines

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