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Pathfinder Bancorp (Pathfinder Bancorp) PEG Ratio : 2.62 (As of May. 11, 2024)


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What is Pathfinder Bancorp PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Pathfinder Bancorp's PE Ratio without NRI is 8.63. Pathfinder Bancorp's 5-Year Book Value growth rate is 3.30%. Therefore, Pathfinder Bancorp's PEG Ratio for today is 2.62.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Pathfinder Bancorp's PEG Ratio or its related term are showing as below:

PBHC' s PEG Ratio Range Over the Past 10 Years
Min: 0.69   Med: 1.22   Max: 5.4
Current: 2.62


During the past 13 years, Pathfinder Bancorp's highest PEG Ratio was 5.40. The lowest was 0.69. And the median was 1.22.


PBHC's PEG Ratio is ranked worse than
68.45% of 1138 companies
in the Banks industry
Industry Median: 1.445 vs PBHC: 2.62

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Pathfinder Bancorp PEG Ratio Historical Data

The historical data trend for Pathfinder Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pathfinder Bancorp PEG Ratio Chart

Pathfinder Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 1.01 0.95 1.60 5.59

Pathfinder Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 2.07 3.17 5.59 -

Competitive Comparison of Pathfinder Bancorp's PEG Ratio

For the Banks - Regional subindustry, Pathfinder Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathfinder Bancorp's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pathfinder Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Pathfinder Bancorp's PEG Ratio falls into.



Pathfinder Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Pathfinder Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.6338028169014/3.30
=2.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Pathfinder Bancorp  (NAS:PBHC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Pathfinder Bancorp PEG Ratio Related Terms

Thank you for viewing the detailed overview of Pathfinder Bancorp's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pathfinder Bancorp (Pathfinder Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
214 West First Street, Oswego, NY, USA, 13126
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
Executives
Walter Rusnak officer: Vice President Finance 214 WEST FIRST STREET, OSWEGO NY 13126
George P Joyce director 214 WEST FIRST STREET, OSWEGO NY 13126
Calvin Corriders officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
James A. Dowd officer: SVP and CFO 214 WEST FIRST STREET, OSWEGO NY 13126
Meghan Crawford-hamlin director 214 WEST FIRST STREET, OSWEGO NY 13126
Eric Allyn director 214 WEST FIRST STREET, OSWEGO NY 13126
Adam C. Gagas director 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald Tascarella officer: SVP and CCO
Rebecca Braheney officer: Controller, VP 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald G. Tascarella officer: 1st Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
John Funiciello director 214 WEST FIRST STREET, OSWEGO NY 13126
Thomas W Schneider director, officer: President and CEO 214 WEST FIRST STREET, OSWEGO NY 13126
Daniel R Phillips officer: SVP 214 WEST FIRST STREET, OSWEGO NY 13126
Butkowski Robert G. Jr. officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
Sharkey John F. Iii director 214 WEST FIRST STREET, OSWEGO NY 13126