* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for United Security Bancshares's PEG Ratio or its related term are showing as below:
UBFO'
s PEG Ratio Range Over the Past 10 Years
Min: 0.91 Med: 2.44 Max: 604
Current: 5.98
During the past 13 years, United Security Bancshares's highest PEG Ratio was 604.00. The lowest was 0.91. And the median was 2.44.
UBFO's PEG Ratio is ranked worse than 86.28% of 1130
companies
in the Banks industry
Industry Median: 1.425
vs UBFO: 5.98
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
United Security Bancshares PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of United Security Bancshares's PEG Ratio
For the Banks - Regional subindustry, United Security Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Security Bancshares's PEG Ratio Distribution in the Banks Industry
For the Banks industry and Financial Services sector, United Security Bancshares's PEG Ratio distribution charts can be found below:
* The bar in red indicates where United Security Bancshares's PEG Ratio falls into.
United Security Bancshares PEG Ratio Calculation
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio.
The ratio we use is the 5-Year Book Value growth rate.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
United Security Bancshares (NAS:UBFO) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
United Security Bancshares PEG Ratio Related Terms
Thank you for viewing the detailed overview of United Security Bancshares's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
United Security Bancshares (United Security Bancshares) Business Description
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
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