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University Bancorp (University Bancorp) Earnings per Share (Diluted) : $0.73 (TTM As of Dec. 2022)


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What is University Bancorp Earnings per Share (Diluted)?

University Bancorp's Earnings per Share (Diluted) for the six months ended in Dec. 2022 was $0.73. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.73.

University Bancorp's EPS (Basic) for the six months ended in Dec. 2022 was $0.74. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.74.

University Bancorp's EPS without NRI for the six months ended in Dec. 2022 was $0.71. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2022 was $0.71.

During the past 12 months, University Bancorp's average EPS without NRIGrowth Rate was -85.40% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 4.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 24.80% per year.

During the past 13 years, University Bancorp's highest 3-Year average EPS without NRI Growth Rate was 223.50% per year. The lowest was -38.10% per year. And the median was 20.70% per year.


University Bancorp Earnings per Share (Diluted) Historical Data

The historical data trend for University Bancorp's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

University Bancorp Earnings per Share (Diluted) Chart

University Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.63 5.31 4.84 0.73

University Bancorp Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.63 5.31 4.84 0.73

Competitive Comparison of University Bancorp's Earnings per Share (Diluted)

For the Banks - Regional subindustry, University Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


University Bancorp's PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, University Bancorp's PE Ratio distribution charts can be found below:

* The bar in red indicates where University Bancorp's PE Ratio falls into.



University Bancorp Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

University Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2022 is calculated as

Diluted Earnings Per Share (A: Dec. 2022 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3.789-0.169)/4.937
=0.73

University Bancorp's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2022 is calculated as

Diluted Earnings Per Share (Q: Dec. 2022 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(3.789-0.169)/4.937
=0.73

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.


University Bancorp  (OTCPK:UNIB) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


University Bancorp Earnings per Share (Diluted) Related Terms

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University Bancorp (University Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is primarily located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Executives
Nicholas K Fortson officer: CFO 959 MAIDEN LANE, ANN ARBOR MI 48105
Jove Corp other: Affiliate of majority owner 3220 COOLIDGE HWY, BERKLEY MI 48072
Joseph Lange Ranzini director, 10 percent owner 959 MAIDEN LANE, ANN ARBOR MI 48105
Stephen Lange Ranzini director, 10 percent owner, officer: President & CEO 959 MAIDEN LANE, ANN ARBOR MI 48105
Mildred Lange Ranzini 10 percent owner 43 SWEETWATER, BELLE MEAD NJ 08502