GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Citizens Financial Services Inc (NAS:CZFS) » Definitions » Price-to-Free-Cash-Flow

Citizens Financial Services (Citizens Financial Services) Price-to-Free-Cash-Flow : 8.20 (As of May. 03, 2024)


View and export this data going back to 2022. Start your Free Trial

What is Citizens Financial Services Price-to-Free-Cash-Flow?

As of today (2024-05-03), Citizens Financial Services's share price is $42.50. Citizens Financial Services's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $5.18. Hence, Citizens Financial Services's Price-to-Free-Cash-Flow Ratio for today is 8.20.

The historical rank and industry rank for Citizens Financial Services's Price-to-Free-Cash-Flow or its related term are showing as below:

CZFS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.17   Med: 10.66   Max: 58.11
Current: 8.2

During the past 13 years, Citizens Financial Services's highest Price-to-Free-Cash-Flow Ratio was 58.11. The lowest was 5.17. And the median was 10.66.

CZFS's Price-to-Free-Cash-Flow is ranked worse than
62.89% of 989 companies
in the Banks industry
Industry Median: 6.71 vs CZFS: 8.20

Citizens Financial Services's Free Cash Flow per Share for the three months ended in Dec. 2023 was $3.38. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $5.18.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Citizens Financial Services was -30.80% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 26.60% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 5.80% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 4.80% per year.

During the past 13 years, Citizens Financial Services's highest 3-Year average Free Cash Flow per Share Growth Rate was 48.40% per year. The lowest was -31.30% per year. And the median was 11.85% per year.


Citizens Financial Services Price-to-Free-Cash-Flow Historical Data

The historical data trend for Citizens Financial Services's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Services Price-to-Free-Cash-Flow Chart

Citizens Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.20 20.19 6.37 9.63 11.86

Citizens Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.12 16.00 12.28 11.86 -

Competitive Comparison of Citizens Financial Services's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Citizens Financial Services's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Services's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's Price-to-Free-Cash-Flow falls into.



Citizens Financial Services Price-to-Free-Cash-Flow Calculation

Citizens Financial Services's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=42.50/5.181
=8.20

Citizens Financial Services's Share Price of today is $42.50.
Citizens Financial Services's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.18.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Citizens Financial Services  (NAS:CZFS) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Citizens Financial Services Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028