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Naugatuck Valley Financial (Naugatuck Valley Financial) Price-to-Free-Cash-Flow : 12.21 (As of May. 04, 2024)


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What is Naugatuck Valley Financial Price-to-Free-Cash-Flow?

As of today (2024-05-04), Naugatuck Valley Financial's share price is $10.95. Naugatuck Valley Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Sep. 2015 was $0.90. Hence, Naugatuck Valley Financial's Price-to-Free-Cash-Flow Ratio for today is 12.21.

The historical rank and industry rank for Naugatuck Valley Financial's Price-to-Free-Cash-Flow or its related term are showing as below:

NVSL's Price-to-Free-Cash-Flow is not ranked *
in the Banks industry.
Industry Median: 6.72
* Ranked among companies with meaningful Price-to-Free-Cash-Flow only.

Naugatuck Valley Financial's Free Cash Flow per Share for the three months ended in Sep. 2015 was $0.05. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $0.90.


Naugatuck Valley Financial Price-to-Free-Cash-Flow Historical Data

The historical data trend for Naugatuck Valley Financial's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Naugatuck Valley Financial Price-to-Free-Cash-Flow Chart

Naugatuck Valley Financial Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.73 12.81 13.60 3.03 14.91

Naugatuck Valley Financial Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.42 14.91 13.78 14.35 12.08

Competitive Comparison of Naugatuck Valley Financial's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Naugatuck Valley Financial's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naugatuck Valley Financial's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Naugatuck Valley Financial's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Naugatuck Valley Financial's Price-to-Free-Cash-Flow falls into.



Naugatuck Valley Financial Price-to-Free-Cash-Flow Calculation

Naugatuck Valley Financial's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=10.95/0.897
=12.21

Naugatuck Valley Financial's Share Price of today is $10.95.
Naugatuck Valley Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Sep. 2015 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.90.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Naugatuck Valley Financial  (NAS:NVSL) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Naugatuck Valley Financial Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Naugatuck Valley Financial's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Naugatuck Valley Financial (Naugatuck Valley Financial) Business Description

Traded in Other Exchanges
N/A
Address
Naugatuck Valley Financial Corporation was organized in 1922 as a federal Corporation, and is a holding company for Naugatuck Valley Savings and Loan. The Company operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and uses those funds to originate one to four family, multi-family and commercial real estate, construction, commercial business, and consumer loans. Originations of long-term, fixed rate residential loans are sold in the secondary mortgage market. Deposits and loan repayments are the sources of its funds for lending and other investment purposes. Loan repayments are a stable source of funds, while deposit inflows and outflows and loan prepayments are influenced by general interest rates and money market conditions. The Deposits are attracted from within its market area through the offering of a broad selection of deposit instruments, including NOW accounts, checking accounts, money market accounts, regular savings accounts, club savings accounts, certificate accounts, health savings accounts and various retirement accounts. The Company borrows from the Federal Home Loan Bank of Boston to supplement its supply of lendable funds and to meet deposit withdrawal requirements. The Federal Home Loan Bank functions as a central reserve bank providing credit for member financial institutions. Its lending activities includes One to Four Family Residential Loans; Multi-Family and Commercial Real Estate Loan; Construction Loans; Commercial Business Loans; and Consumer Loans. It faces competition for loans from financial institutions, such as mortgage companies and mortgage brokers and non-depository financial service companies in the mortgage market, such as insurance companies, securities companies and specialty finance companies.
Executives
Lawrence B Seidman director LANIDEX CORPORATE PARK, 100 LANIDEX PLAZA 1ST FL, PARSIPPANY NJ 07054
James E Cotter officer: EVP & COO C/O NAUGATUCK VALLEY FINANCIAL CORP., 333 CHURCH STREET, NAUGATUCK CT 06770
J Allen Kosowsky director C/O THOR INDUSTRIES, INC., 419 WEST PIKE STREET, JACKSON CENTER OH 45334-0629

Naugatuck Valley Financial (Naugatuck Valley Financial) Headlines