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Provident Financial Holdings (Provident Financial Holdings) Pretax Margin % : 31.35% (As of Dec. 2023)


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What is Provident Financial Holdings Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Provident Financial Holdings's Pre-Tax Income for the three months ended in Dec. 2023 was $3.03 Mil. Provident Financial Holdings's Revenue for the three months ended in Dec. 2023 was $9.65 Mil. Therefore, Provident Financial Holdings's pretax margin for the quarter that ended in Dec. 2023 was 31.35%.

The historical rank and industry rank for Provident Financial Holdings's Pretax Margin % or its related term are showing as below:

PROV' s Pretax Margin % Range Over the Past 10 Years
Min: 9.5   Med: 20.9   Max: 35.41
Current: 28.84


PROV's Pretax Margin % is ranked worse than
60.36% of 1458 companies
in the Banks industry
Industry Median: 32.765 vs PROV: 28.84

Provident Financial Holdings Pretax Margin % Historical Data

The historical data trend for Provident Financial Holdings's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Provident Financial Holdings Pretax Margin % Chart

Provident Financial Holdings Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.68 26.64 28.93 35.41 30.24

Provident Financial Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.41 31.68 27.18 25.17 31.35

Competitive Comparison of Provident Financial Holdings's Pretax Margin %

For the Banks - Regional subindustry, Provident Financial Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Holdings's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Holdings's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's Pretax Margin % falls into.



Provident Financial Holdings Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Provident Financial Holdings's Pretax Margin for the fiscal year that ended in Jun. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Jun. 2023 )/Revenue (A: Jun. 2023 )
=12.416/41.06
=30.24 %

Provident Financial Holdings's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=3.025/9.649
=31.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Provident Financial Holdings  (NAS:PROV) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Provident Financial Holdings Pretax Margin % Related Terms

Thank you for viewing the detailed overview of Provident Financial Holdings's Pretax Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Provident Financial Holdings (Provident Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.
Executives
Kathy Michalak director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden director, officer: President & CEO
Donavon P Ternes officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale officer: Senior Vice President
Judy A Carpenter director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz officer: Senior Vice President 9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506

Provident Financial Holdings (Provident Financial Holdings) Headlines