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Naugatuck Valley Financial (Naugatuck Valley Financial) PS Ratio : 3.81 (As of May. 06, 2024)


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What is Naugatuck Valley Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Naugatuck Valley Financial's share price is $10.95. Naugatuck Valley Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 was $2.87. Hence, Naugatuck Valley Financial's PS Ratio for today is 3.81.

The historical rank and industry rank for Naugatuck Valley Financial's PS Ratio or its related term are showing as below:

NVSL's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.4
* Ranked among companies with meaningful PS Ratio only.

Naugatuck Valley Financial's Revenue per Sharefor the three months ended in Sep. 2015 was $0.77. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 was $2.87.

Back to Basics: PS Ratio


Naugatuck Valley Financial PS Ratio Historical Data

The historical data trend for Naugatuck Valley Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Naugatuck Valley Financial PS Ratio Chart

Naugatuck Valley Financial Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 1.93 1.96 2.74 2.84

Naugatuck Valley Financial Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.84 3.04 3.50 3.77

Competitive Comparison of Naugatuck Valley Financial's PS Ratio

For the Banks - Regional subindustry, Naugatuck Valley Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naugatuck Valley Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Naugatuck Valley Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Naugatuck Valley Financial's PS Ratio falls into.



Naugatuck Valley Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Naugatuck Valley Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=10.95/2.873
=3.81

Naugatuck Valley Financial's Share Price of today is $10.95.
Naugatuck Valley Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.87.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Naugatuck Valley Financial  (NAS:NVSL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Naugatuck Valley Financial PS Ratio Related Terms

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Naugatuck Valley Financial (Naugatuck Valley Financial) Business Description

Traded in Other Exchanges
N/A
Address
Naugatuck Valley Financial Corporation was organized in 1922 as a federal Corporation, and is a holding company for Naugatuck Valley Savings and Loan. The Company operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and uses those funds to originate one to four family, multi-family and commercial real estate, construction, commercial business, and consumer loans. Originations of long-term, fixed rate residential loans are sold in the secondary mortgage market. Deposits and loan repayments are the sources of its funds for lending and other investment purposes. Loan repayments are a stable source of funds, while deposit inflows and outflows and loan prepayments are influenced by general interest rates and money market conditions. The Deposits are attracted from within its market area through the offering of a broad selection of deposit instruments, including NOW accounts, checking accounts, money market accounts, regular savings accounts, club savings accounts, certificate accounts, health savings accounts and various retirement accounts. The Company borrows from the Federal Home Loan Bank of Boston to supplement its supply of lendable funds and to meet deposit withdrawal requirements. The Federal Home Loan Bank functions as a central reserve bank providing credit for member financial institutions. Its lending activities includes One to Four Family Residential Loans; Multi-Family and Commercial Real Estate Loan; Construction Loans; Commercial Business Loans; and Consumer Loans. It faces competition for loans from financial institutions, such as mortgage companies and mortgage brokers and non-depository financial service companies in the mortgage market, such as insurance companies, securities companies and specialty finance companies.
Executives
Lawrence B Seidman director LANIDEX CORPORATE PARK, 100 LANIDEX PLAZA 1ST FL, PARSIPPANY NJ 07054
James E Cotter officer: EVP & COO C/O NAUGATUCK VALLEY FINANCIAL CORP., 333 CHURCH STREET, NAUGATUCK CT 06770
J Allen Kosowsky director C/O THOR INDUSTRIES, INC., 419 WEST PIKE STREET, JACKSON CENTER OH 45334-0629

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