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United Community Financial (United Community Financial) PS Ratio : 4.49 (As of May. 12, 2024)


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What is United Community Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, United Community Financial's share price is $10.93. United Community Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2019 was $2.44. Hence, United Community Financial's PS Ratio for today is 4.49.

The historical rank and industry rank for United Community Financial's PS Ratio or its related term are showing as below:

UCFC's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.41
* Ranked among companies with meaningful PS Ratio only.

United Community Financial's Revenue per Sharefor the three months ended in Sep. 2019 was $0.62. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2019 was $2.44.

Back to Basics: PS Ratio


United Community Financial PS Ratio Historical Data

The historical data trend for United Community Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Community Financial PS Ratio Chart

United Community Financial Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.65 4.86 4.20 3.89 -

United Community Financial Quarterly Data
Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.89 4.05 4.02 4.44 -

Competitive Comparison of United Community Financial's PS Ratio

For the Banks - Regional subindustry, United Community Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Community Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Community Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where United Community Financial's PS Ratio falls into.



United Community Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

United Community Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=10.93/2.437
=4.49

United Community Financial's Share Price of today is $10.93.
United Community Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2019 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.44.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


United Community Financial  (NAS:UCFC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


United Community Financial PS Ratio Related Terms

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United Community Financial (United Community Financial) Business Description

Traded in Other Exchanges
N/A
Address
275 West Federal Street, P.O. Box 1111, Youngstown, OH, USA, 44503-1203
United Community Financial Corporation is a US-based financial services company. The company operates as the holding company for The Home Savings and Loan company of Youngstown, Ohio. The bank provides an array of consumer banking, business banking, and investment services in Ohio and western Pennsylvania. It offers various deposit products, including passbook savings accounts, demand deposits, individual retirement accounts, checking accounts, money market accounts, and certificates of deposit. The bank's loan portfolio is segmented into four areas - commercial and commercial real estate loans, residential mortgage loans and consumer loans. The majority of the bank's loan portfolio is permanent real estate loans made to customers in the Home Savings' market area.
Executives
Zahid Afzal officer: Executive Vice President & COO PO BOX 428, BOWLING GREEN OH 43402
Marty E Adams director
Richard J Schiraldi director 275 FEDERAL PLAZA WEST, YOUNGSTOWN OH 44503
Louis Michael Altman director 1111 EASTWOOD STREET NE, CANTON OH 44714
Lee J. Burdman director 5050 BELMONT AVENUE, YOUNGSTOWN OH 44505
Gary M Small director, officer: President & CEO 3 SYLVAN WAY, BOX 264, PARSIPPANY NJ 07054
Matthew T. Garrity officer: EVP Comm Lending & Cr Admin 370 APPLE BLOSSOM LANE, BAY VILLAGE OH 44140
Jude J. Nohra officer: General Counsel & Secretary 275 FEDERAL PLAZA WEST, YOUNGSTOWN OH 44503
James R Reske officer: Former CFO & Treasurer 601 PHILADELPHIA STREET, INDIANA PA 15701
Richard J Buoncore director C/O KEYCORP, 127 PUBLIC SQUARE 2ND FL. LAW DEPT, CLEVELAND OH 44114

United Community Financial (United Community Financial) Headlines

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