GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bay Banks of Virginia Inc (OTCPK:BAYK) » Definitions » PS Ratio

Bay Banks of Virginia (Bay Banks of Virginia) PS Ratio : 2.88 (As of May. 11, 2024)


View and export this data going back to 2002. Start your Free Trial

What is Bay Banks of Virginia PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bay Banks of Virginia's share price is $9.50. Bay Banks of Virginia's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 was $3.30. Hence, Bay Banks of Virginia's PS Ratio for today is 2.88.

Warning Sign:

Bay Banks of Virginia Inc stock PS Ratio (=2.88) is close to 2-year high of 2.94

The historical rank and industry rank for Bay Banks of Virginia's PS Ratio or its related term are showing as below:

BAYK' s PS Ratio Range Over the Past 10 Years
Min: 0.57   Med: 1.7   Max: 3.51
Current: 2.88

During the past 13 years, Bay Banks of Virginia's highest PS Ratio was 3.51. The lowest was 0.57. And the median was 1.70.

BAYK's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.41 vs BAYK: 2.88

Bay Banks of Virginia's Revenue per Sharefor the three months ended in Sep. 2020 was $0.89. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 was $3.30.

Warning Sign:

Bay Banks of Virginia Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Bay Banks of Virginia was 7.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was -8.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was -3.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was -6.00% per year.

During the past 13 years, Bay Banks of Virginia's highest 3-Year average Revenue per Share Growth Rate was 8.40% per year. The lowest was -15.20% per year. And the median was -0.50% per year.

Back to Basics: PS Ratio


Bay Banks of Virginia PS Ratio Historical Data

The historical data trend for Bay Banks of Virginia's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bay Banks of Virginia PS Ratio Chart

Bay Banks of Virginia Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.64 1.92 3.00 2.57 2.81

Bay Banks of Virginia Quarterly Data
Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.75 2.81 1.77 1.88 2.03

Competitive Comparison of Bay Banks of Virginia's PS Ratio

For the Banks - Regional subindustry, Bay Banks of Virginia's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bay Banks of Virginia's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bay Banks of Virginia's PS Ratio distribution charts can be found below:

* The bar in red indicates where Bay Banks of Virginia's PS Ratio falls into.



Bay Banks of Virginia PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Bay Banks of Virginia's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=9.50/3.304
=2.88

Bay Banks of Virginia's Share Price of today is $9.50.
Bay Banks of Virginia's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2020 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.30.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Bay Banks of Virginia  (OTCPK:BAYK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Bay Banks of Virginia PS Ratio Related Terms

Thank you for viewing the detailed overview of Bay Banks of Virginia's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Bay Banks of Virginia (Bay Banks of Virginia) Business Description

Traded in Other Exchanges
N/A
Address
1801 Bayberry Court, Suite 101, Richmond, VA, USA, 23226
Bay Banks of Virginia Inc is a bank holding company. It serves businesses, professionals, and consumers with a wide variety of financial services, including retail and commercial banking, investment services, and mortgage banking. The company products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, insurance, credit cards, online banking, telephone banking, and mobile banking.
Executives
Randal R Greene director, officer: President & CEO
John C Hodges director P. O. BOX 5 WHITE STONE VA 22578
Reynolds Randolph N Jr director 3 PARTRIDGE HILL ROAD, RICHMOND VA 23238
Woolfolk D Kyle Jr director 2340 BEL CREST CIRCLE MIDLOTHIAN VA 23113
Vance H Spilman director 5417 CARY STREET ROAD, RICHMOND VA 23226
James P Vanlandingham director 8817 HALIFAX ROAD PETERSBURG VA 23805
Scott C Frank Iii director, officer: Chairman 528 HICKORY DRIVE, MANAKIN SABOT VA 23103
C. Dwight Clarke director P. O. BOX 1869 KILMARNOCK VA 22482
Elizabeth Hinton Crowther director P. O. BOX 1691, KILMARNOCK VA 22482
Julien G Patterson director P. O. BOX 1869, 100 S. MAIN STREET, KILMARNOCK VA 22482
Farmar Richard A Iii director P O BOX 1181, WARSAW VA 22572
Douglas F Jenkins officer: Vice President P. O. BOX 1869 KILMARNOCK VA 22482
Judy Carol Gavant officer: EVP & CFO ONE JAMES CENTER, 901 EAST CARY STREET, SUITE 1700, RICHMOND VA 23219
Eric F Nost officer: Executive Officer P. O. BOX 689 IRVINGTON VA 22480
Michael Harrison Troutman officer: Executive Vice President P. O. BOX 17310 RICHMOND VA 23226