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River Valley Bancorp (River Valley Bancorp) PS Ratio : 3.98 (As of May. 07, 2024)


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What is River Valley Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, River Valley Bancorp's share price is $34.32. River Valley Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 was $8.62. Hence, River Valley Bancorp's PS Ratio for today is 3.98.

The historical rank and industry rank for River Valley Bancorp's PS Ratio or its related term are showing as below:

RIVR's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.39
* Ranked among companies with meaningful PS Ratio only.

River Valley Bancorp's Revenue per Sharefor the three months ended in Sep. 2015 was $2.10. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 was $8.62.

Back to Basics: PS Ratio


River Valley Bancorp PS Ratio Historical Data

The historical data trend for River Valley Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Valley Bancorp PS Ratio Chart

River Valley Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.58 1.47 2.00 1.88 4.11

River Valley Bancorp Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.88 2.14 2.50 2.40 4.11

Competitive Comparison of River Valley Bancorp's PS Ratio

For the Banks - Regional subindustry, River Valley Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Valley Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River Valley Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where River Valley Bancorp's PS Ratio falls into.



River Valley Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

River Valley Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=34.32/8.621
=3.98

River Valley Bancorp's Share Price of today is $34.32.
River Valley Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2015 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.62.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


River Valley Bancorp  (NAS:RIVR) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


River Valley Bancorp PS Ratio Related Terms

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River Valley Bancorp (River Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
River Valley Bancorp, an Indiana corporation, was formed in 1996. The activities of the holding company have been limited mainly to holding the stock of River Valley Financial, which was organized in 1875 under the laws of the United States of America. River Valley Financial, which provides banking services in a single business segment, conducts operations from its 14 full-service office locations in southeastern Indiana and northern Kentucky. Its loan portfolio comprises of residential loans, multi-family loans, construction loans, nonresidential real estate loans, land loans, commercial loans, and consumer loans. The Bank underwrites fixed rate residential mortgage loan for potential sale to the FHLMC on a servicing-retained basis. Deposits are attracted through the offering of deposit instruments including fixed rate certificate of deposits, NOW, MMDAs and other transactional accounts, individual retirement accounts and savings accounts. The Bank is subject to examination, supervision and regulation by the Indiana Department of Financial Institutions, and the Federal Deposit Insurance Corporation. The Holding Company is a bank holding company, subject to oversight by the Board of Governors of the Federal Reserve System.
Executives
Lonnie D Collins director, officer: Secretary RIVER VALLEY BANCORP, 303 CLIFTY DR, MADISON IN 47250

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