GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Union Bankshares Inc (NAS:UNB) » Definitions » PS Ratio

Union Bankshares (Union Bankshares) PS Ratio : 2.74 (As of Apr. 28, 2024)


View and export this data going back to 1999. Start your Free Trial

What is Union Bankshares PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Union Bankshares's share price is $28.11. Union Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $10.27. Hence, Union Bankshares's PS Ratio for today is 2.74.

The historical rank and industry rank for Union Bankshares's PS Ratio or its related term are showing as below:

UNB' s PS Ratio Range Over the Past 10 Years
Min: 1.86   Med: 3.55   Max: 6.95
Current: 2.74

During the past 13 years, Union Bankshares's highest PS Ratio was 6.95. The lowest was 1.86. And the median was 3.55.

UNB's PS Ratio is ranked worse than
62.53% of 1449 companies
in the Banks industry
Industry Median: 2.39 vs UNB: 2.74

Union Bankshares's Revenue per Sharefor the three months ended in Dec. 2023 was $2.39. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $10.27.

Warning Sign:

Union Bankshares Inc revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Union Bankshares was -2.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 5.40% per year.

During the past 13 years, Union Bankshares's highest 3-Year average Revenue per Share Growth Rate was 87.50% per year. The lowest was -0.30% per year. And the median was 5.10% per year.

Back to Basics: PS Ratio


Union Bankshares PS Ratio Historical Data

The historical data trend for Union Bankshares's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bankshares PS Ratio Chart

Union Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.07 2.47 2.82 2.26 2.97

Union Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 2.05 2.15 2.05 2.97

Competitive Comparison of Union Bankshares's PS Ratio

For the Banks - Regional subindustry, Union Bankshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bankshares's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bankshares's PS Ratio distribution charts can be found below:

* The bar in red indicates where Union Bankshares's PS Ratio falls into.



Union Bankshares PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Union Bankshares's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=28.11/10.272
=2.74

Union Bankshares's Share Price of today is $28.11.
Union Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.27.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Union Bankshares  (NAS:UNB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Union Bankshares PS Ratio Related Terms

Thank you for viewing the detailed overview of Union Bankshares's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Union Bankshares (Union Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The company provides retail banking services to individuals and commercial banking services to small and medium-sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts within its market area. In addition, it also offers fiduciary and asset management services through its Asset Management Group. Geographically, all the business activity is functioned through the US.
Executives
Patricia N Hogan other: Officer of Union Bank 11 OLD ROUTE 15, CAMBRIDGE VT 05444
Dawn D Bugbee director 313 WEST SHORE ROAD, SOUTH HERO VT 05486
David Scott Silverman director, officer: President & CEO 153 LAZY LANE, MORRISVILLE VT 05661
Mary K Parent director 144 PLEASANT STREET, SAINT JOHNSBURY VT 05819
Nancy C Putnam director 413 JEFF HEIGHTS ROAD, JEFFERSONVILLE VT 05464
Van Dyke Cornelius John director P.O. BOX 1090, STOWE VT 05672-1090
Vincent W Schoenig other: Officer of Union Bank 75 FENIMORE STREET 2, MORRISVILLE VT 05661
Janet P Spitler other: Director of Union Bank 275 KENNEDY DRIVE, SOUTH BURLINGTON VT 05403
Gregory D Sargent director 15 CEDAR HILL DRIVE, ST. ALBANS VT 05478
Stephen H Kendall other: Officer of Union Bank 254 BIRCH ROAD, SHELBURNE VT 05482
Jonathan Jay Gould other: Officer of Union Bank 18 HUNT ROAD, BRISTOL NH 03222
Robert D Hofmann other: Officer of Union Bank 223 SNOW HILL ROAD, WATERBURY CENTER VT 05677
Carrie R Locklin other: Officer of Union Bank 388 WEST HILL ROAD, ST. JOHNSBURY VT 05819
Lura L Jacques other: Officer of Union Bank 1360 PIDGEON HILL ROAD, FRANKLIN VT 05457
Joel S Bourassa director PO BOX 568, NORTH WOODSTOCK NH 032620568