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Village Bank and Trust Financial (Village Bank and Trust Financial) PS Ratio : 2.49 (As of Apr. 28, 2024)


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What is Village Bank and Trust Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Village Bank and Trust Financial's share price is $42.35. Village Bank and Trust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $16.99. Hence, Village Bank and Trust Financial's PS Ratio for today is 2.49.

Warning Sign:

Village Bank and Trust Financial Corp stock PS Ratio (=2.49) is close to 10-year high of 2.64

The historical rank and industry rank for Village Bank and Trust Financial's PS Ratio or its related term are showing as below:

VBFC' s PS Ratio Range Over the Past 10 Years
Min: 0.18   Med: 1.82   Max: 2.64
Current: 2.49

During the past 13 years, Village Bank and Trust Financial's highest PS Ratio was 2.64. The lowest was 0.18. And the median was 1.82.

VBFC's PS Ratio is ranked worse than
53.55% of 1449 companies
in the Banks industry
Industry Median: 2.39 vs VBFC: 2.49

Village Bank and Trust Financial's Revenue per Sharefor the three months ended in Dec. 2023 was $5.27. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $16.99.

Warning Sign:

Village Bank and Trust Financial Corp revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Village Bank and Trust Financial was -22.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was -9.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.60% per year. During the past 10 years, the average Revenue per Share Growth Rate was -9.10% per year.

During the past 13 years, Village Bank and Trust Financial's highest 3-Year average Revenue per Share Growth Rate was 35.00% per year. The lowest was -45.60% per year. And the median was 4.70% per year.

Back to Basics: PS Ratio


Village Bank and Trust Financial PS Ratio Historical Data

The historical data trend for Village Bank and Trust Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Village Bank and Trust Financial PS Ratio Chart

Village Bank and Trust Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 1.49 2.24 2.38 2.35

Village Bank and Trust Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 2.51 2.03 2.64 2.35

Competitive Comparison of Village Bank and Trust Financial's PS Ratio

For the Banks - Regional subindustry, Village Bank and Trust Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Village Bank and Trust Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Village Bank and Trust Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Village Bank and Trust Financial's PS Ratio falls into.



Village Bank and Trust Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Village Bank and Trust Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=42.35/16.989
=2.49

Village Bank and Trust Financial's Share Price of today is $42.35.
Village Bank and Trust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.99.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Village Bank and Trust Financial  (NAS:VBFC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Village Bank and Trust Financial PS Ratio Related Terms

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Village Bank and Trust Financial (Village Bank and Trust Financial) Business Description

Traded in Other Exchanges
N/A
Address
13319 Midlothian Turnpike, Midlothian, VA, USA, 23113
Village Bank and Trust Financial Corp is a bank holding company. The bank is the primary operating business of the company. It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate, and consumer loans, primarily in the Richmond, Virginia and Williamsburg, Virginia metropolitan areas. Its operating segment includes Commercial Banking and Mortgage Banking. The company generates maximum revenue from the Commercial Banking segment.
Executives
Selena Trudy Sanderson director 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113
Ronald L. Carey director 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113
Jennifer J. Church director P.O. BOX 330, MIDLOTHIAN VA 23113
Mary Margaret Kastelberg director P.O. BOX 330, MIDLOTHIAN VA 23113
Christy Quesenbery officer: EVP-Operations 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112
Roy I Barzel officer: EVP-CCO 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112
Kenneth R Lehman 10 percent owner 122 N GORDON ROAD, FT LAUDERDALE FL 33301
Craig D Bell director PO BOX 330, MIDLOTHIAN VA 23113
Jenkins Frank E. Jr. director PO BOX 330, MIDLOTHIAN VA 23113
Avery Raymond Thomas Iii director PO BOX 330, MIDLOTHIAN VA 23113
Michael A Katzen director 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
William G Foster officer: Senior Vice President 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
Hendricks James E Jr officer: EVP-Chief Credit Officer C/O VILLAGE BANK, P.O. BOX 330, MIDLOTHIAN VA 23113
Charles E Walton director 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
Kaloski Donald M. Jr. officer: EVP-CFO 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113

Village Bank and Trust Financial (Village Bank and Trust Financial) Headlines