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Great Southern Bancorp (Great Southern Bancorp) Financial Strength : 4 (As of Dec. 2023)


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What is Great Southern Bancorp Financial Strength?

Great Southern Bancorp has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Great Southern Bancorp's interest coverage with the available data. Great Southern Bancorp's debt to revenue ratio for the quarter that ended in Dec. 2023 was 0.49. Altman Z-Score does not apply to banks and insurance companies.


Great Southern Bancorp Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Great Southern Bancorp's Interest Expense for the months ended in Dec. 2023 was $-31.3 Mil. Its Operating Income for the months ended in Dec. 2023 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $100.4 Mil.

Great Southern Bancorp's Interest Coverage for the quarter that ended in Dec. 2023 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Great Southern Bancorp's Debt to Revenue Ratio for the quarter that ended in Dec. 2023 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2023 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1.61 + 100.353) / 206.84
=0.49

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Great Southern Bancorp  (NAS:GSBC) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Great Southern Bancorp has the Financial Strength Rank of 4.


Great Southern Bancorp Financial Strength Related Terms

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Great Southern Bancorp (Great Southern Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1451 E. Battlefield, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. It is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans, and consumer loans. The bank provides various services such as Business Banking, Merchant Services, Debit and Credit cards, Online Banking, Mobile Banking, VIP Banking, Overdraft Protection, and other related services.
Executives
John M Bugh other: Vice President of Subsidiary 218 S. GLENSTONE AVE, SPRINGFIELD MO 65802
Kevin R Ausburn director 218 S. GLENSTONE AVE, SPRINGFIELD MO 65802
Steven D Edwards director 218 S GLENSTONE AVENUE, SPRINGFIELD MO 65802
Mark A Maples other: Vice President of Subsidiary 218 S GLENSTONE AVE, SPRINGFIELD MO 65802
Rex A Copeland officer: Treasurer 4901 S. BOTHWELL, SPRINGFIELD MO 65804
William V Turner director, 10 percent owner 6608 E SHADY, STRAFFORD MO 65757
Joseph W Turner director, officer: President/CEO 2190 N FARM ROAD 213, STRAFFORD MO 65757
Julie A Brown director 4725 E ROYAL DRIVE, SPRINGFIELD MO 65809
Steinert Earl A Jr director 3128 N FARM RD 209, STRAFFORD MO 65757
Douglas W Marrs other: Vice President of Subsidiary 111 W. NORTHVIEW, NIXA MO 65714
Thomas J Carlson director 1414 N. BENTON AVE, SPRINGFIELD MO 65802
Linton J Thomason other: Vice President of Subsidiary 1412 FOUR WINDS DRIVE, NIXA MO 65714
Larry D Frazier director 567 E. DALE, HOLLISTER MO 65672
Kevin L Baker other: Vice President of Subsidiary 218 S. GLENSTONE AVE, SPRINGFIELD MO 65802
William E Barclay director 3732 E. BOWMAN, SPRINGFIELD MO 65809