What is Univest Financial Financial Strength?
Univest Financial has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Univest Financial Corp displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
GuruFocus does not calculate Univest Financial's interest coverage with the available data.
Univest Financial's debt to revenue ratio for the quarter that ended in Dec. 2023 was 1.73.
Altman Z-Score does not apply to banks and insurance companies.
Univest Financial Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Univest Financial's Interest Expense for the
months ended in Dec. 2023 was $-48.5 Mil. Its Operating Income for the
months ended in Dec. 2023 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $493.6 Mil.
Univest Financial's Interest Coverage for the quarter that ended in Dec. 2023 is
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Univest Financial's Debt to Revenue Ratio for the quarter that ended in Dec. 2023 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Univest Financial (Univest Financial) Business Description
Traded in Other Exchanges
N/A
Address
14 North Main Street, Souderton, PA, USA, 18964
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities, and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates a majority of its revenue from the banking segment.
Executives
| Jeffrey M Schweitzer |
officer: EVP & CFO |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Natalye Paquin |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Martin P. Connor |
director |
1140 VIRGINIA DRIVE, FORT WASHINGTON PA 19034 |
| Todd S Benning |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Robert C Wonderling |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Thomas M Petro |
director |
14 NORTH MAIN STREET, PO BOX197, SOUDERTON PA 18964 |
| William S Aichele |
director, officer: Director and President & CEO |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Roger H Ballou |
director |
C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103 |
| Patrick C Mccormick |
officer: EVP & Chief Credit Officer |
14 NORTH MAIN ST, PO BOX 197, SOUDERTON PA 18964 |
| Duane J Brobst |
officer: Executive VP |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Michael S Keim |
officer: EVP & CFO |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| K Leon Moyer |
officer: Senior Executive Vice Presiden |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Joseph P Beebe |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Glenn E Moyer |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
| Suzanne Keenan |
director |
14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964 |
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
UVSP has been successfully added to your