Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) GF Value Rank : 6 (As of Apr. 28, 2024)

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What is Peoples Bancorp of North Carolina GF Value Rank?

Peoples Bancorp of North Carolina has the GF Value Rank of 6.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Peoples Bancorp of North Carolina's GF Value Rank

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Bancorp of North Carolina's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's GF Value Rank falls into.

Peoples Bancorp of North Carolina GF Value Rank Related Terms

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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Bancorp of North Carolina Inc (NAS:PEBK) » Definitions » GF Value Rank

Comparable Companies

Traded in Other Exchanges

N/A

Address

518 West C Street, Newton, NC, USA, 28658

Website

https://www.peoplesbanknc.com

Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.

Executives

James S Abernethy	director
Douglas S Howard	director	518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr	director
Benjamin I Zachary	director	P O BOX 467, NEWTON NC 286580467
Lance A Sellers	officer: EVP and Chief Credit Officer
William D Cable	officer: EVP and COO	P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner	officer: EVP, Chief Credit Officer	PO BOX 467, NEWTON NC 28658
James Owen Perry	officer: EVP Chief Retail Banking Offcr	PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks	director, officer: Chief Banking Support Officer	PO BOX 467, NEWTON NC 28658
Christine S Abernethy	10 percent owner	518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy	director, officer: Chairman	P O BOX 467, NEWTON NC 286580467
A Joseph Lampron	officer: EVP & CFO	P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper	officer: EVP/Chief Financial Officer	518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr	director	2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry	director	218 SOUTH MAIN STREET, NEWTON NC 28658