Fair Isaac (Fair Isaac) Risk Assessment

View and export this data going back to 1987. Start your Free Trial

What is Fair Isaac Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Fair Isaac is: Low Risk: Strong fundamentals, worth long-term holding.

Competitive Comparison of Fair Isaac's Risk Assessment

For the Software - Application subindustry, Fair Isaac's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fair Isaac's Risk Assessment Distribution in the Software Industry

For the Software industry and Technology sector, Fair Isaac's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Risk Assessment falls into.

Fair Isaac (NYSE:FICO) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Fair Isaac Risk Assessment Related Terms

Thank you for viewing the detailed overview of Fair Isaac's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Fair Isaac (Fair Isaac) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Fair Isaac Corp (NYSE:FICO) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

FICO1:Mexico FRI:Germany FRI:Germany

Address

5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715

Website

https://www.fico.com

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer offerings. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Executives

Steven P. Weber	officer: Interim Chief Financial Ofc.	5 WEST MENDENHALL, SUITE 105, BOZEMAN MT 59715
Eva Manolis	director	C/O SHUTTERFLY, INC., 2800 BRIDGE PARKWAY, REDWOOD CITY CA 94065
David A Rey	director	181 METRO DRIVE, SAN JOSE CA 95110
Michael S Leonard	officer: CAO and Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Joanna Rees	director	LEAPFROG ENTERPRISES, INC., 6401 HOLLIS STREET SUITE 100, EMERYVILLE CA 94608
Braden R Kelly	director	181 METRO DRIVE, SAN JOSE CA 95110
Marc F Mcmorris	director	181 METRO DRIVE, SAN JOSE CA 95110
James M Wehmann	officer: Executive Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Henry Tayloe Stansbury	director	C/O COUPA SOFTWARE INC., 1855 S. GRANT STREET, SAN MATEO CA 94402
Nikhil Behl	officer: Executive Vice President	601 108TH AVENUE NE, SUITE 1200, BELLEVUE WA 98004
Stephanie Covert	officer: Executive Vice President	181 METRO DR., SAN JOSE CA 95110
James Kirsner	director	5858 HORTON STREET, SUITE 350, EMERYVILLE CA 94608
Thomas A. Bowers	officer: Executive Vice President	181 METRO DR., #600, SAN JOSE CA 95110
Richard Deal	officer: Vice President	181 METRO DRIVE, SAN JOSE CA 95110
Mark R Scadina	officer: V.P., General Counsel & Sec.	181 METRO DRIVE, SAN JOSE CA 95110