Kentucky First Federal Bancorp (Kentucky First Federal Bancorp) Risk Assessment

View and export this data going back to 2005. Start your Free Trial

What is Kentucky First Federal Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Kentucky First Federal Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Kentucky First Federal Bancorp's Risk Assessment

For the Banks - Regional subindustry, Kentucky First Federal Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kentucky First Federal Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Kentucky First Federal Bancorp's Risk Assessment falls into.

Kentucky First Federal Bancorp (NAS:KFFB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Kentucky First Federal Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Kentucky First Federal Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Kentucky First Federal Bancorp (Kentucky First Federal Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Kentucky First Federal Bancorp (NAS:KFFB) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

216 West Main Street, P.O. Box 535, Frankfort, KY, USA, 40602

Website

https://www.ffsbky.bank

Kentucky First Federal Bancorp is a holding company. The company through its subsidiaries is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans and types of deposits, etc. The company mainly operates in Perry, Franklin, Boyle and Garrard and surrounding counties in Kentucky, US.

Executives

Ecton Walter G Jr	director	479 MAIN STREET, HAZARD KY 41702
Teresa K Hulette	officer: EVP-First Federal of Frankfort	P.O. BOX 535, FRANKFORT KY 40602
R Clay Hulette	officer: V.P., CFO & Treasurer	216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602
C Michael Davenport	director	216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602
Don D Jennings	director, officer: President & COO	C/O FIRST FEDERAL, P O BOX 535, FRANKFORT KY 40602
Tony D Whitaker	director, 10 percent owner, officer: CEO & Chairman of the Board	479 MAIN STREET, HAZARD KY 41702
Jaime Steele Coffey	officer: President & CEO--First Federal, other: President of First Federal MHC	C/O KENTUCKY FIRST FEDERAL BANCORP, 655 MAIN STREET, HAZARD KY 41702
Lou Ella Farler	officer: Pres. & CEO-FFS&L of Hazard	P.O. BOX 535, FRANKFORT KY 40602
William H Johnson	director, officer: Area Pres.-FFSB of Kentucky	340 WEST MAIN STREET, DANVILLE KY 40422
Hudson W Banks Iii	director	340 WEST MAIN STREET, DANVILLE KY 40422
Gorman William D Jr	director	479 MAIN STREET, HAZARD KY 41702
Federal Mhc First	10 percent owner	479 MAIN STREET, HAZARD KY 41702
William D Gorman	director	479 MAIN STREET, HAZARD KY 41702
Pulliam Roy L Jr	officer: Vice President & Secretary	479 MAIN STREET, HAZARD KY 41702
Regan Herman D Jr	director	216 WEST MAIN STREET, P.O. BOX 535, FRANKFORT KY 40602