OptimumBank Holdings (OptimumBank Holdings) Risk Assessment

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What is OptimumBank Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of OptimumBank Holdings is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of OptimumBank Holdings's Risk Assessment

For the Banks - Regional subindustry, OptimumBank Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OptimumBank Holdings's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OptimumBank Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where OptimumBank Holdings's Risk Assessment falls into.

OptimumBank Holdings (NAS:OPHC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

OptimumBank Holdings Risk Assessment Related Terms

Thank you for viewing the detailed overview of OptimumBank Holdings's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

OptimumBank Holdings (OptimumBank Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » OptimumBank Holdings Inc (NAS:OPHC) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308

Website

https://www.optimumbank.com

OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.

Executives

Moishe Gubin	director	2929 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Chan Heng Fai Ambrose	director	2601 INSLAND PLACE TOWER, 510 KINGS RD N POINT, HONG KONG K3 999999999
Jeffry T Wagner	director	7667 N. WICKHAM RD, SUITE 516, MELBOURNE FL 32940
Norman Joseph Ginsparg	director	3800 N 39 AVE, HOLLYWOOD FL 33021
Joel J. Klein	director	2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Seth Gillman	director	2477 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Sam Borek	director	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Thomas A Procelli	officer: EXECUTIVE VICE PRESIDENT	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Wendy Mitchler	director	OPTIMUMBANK, 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Howard Zusman	officer: Sr. VP-CLO, OptimumBank	2477 EAST COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Robert Acri	director	2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
David Krinsky	director	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Albert J Finch	director, officer: Chairman of the Board, CEO	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Richard L Browdy	director, officer: President, CFO	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Irving P Cohen	director	OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324