Patriot National Bancorp (Patriot National Bancorp) Risk Assessment

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What is Patriot National Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Patriot National Bancorp is: High Risk: High uncertainty.

Competitive Comparison of Patriot National Bancorp's Risk Assessment

For the Banks - Regional subindustry, Patriot National Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Patriot National Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Patriot National Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Patriot National Bancorp's Risk Assessment falls into.

Patriot National Bancorp (NAS:PNBK) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Patriot National Bancorp Risk Assessment Related Terms

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Patriot National Bancorp (Patriot National Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Patriot National Bancorp Inc (NAS:PNBK) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

PN21:Germany

Address

900 Bedford Street, Stamford, CT, USA, 06901

Website

https://www.bankpatriot.com

Patriot National Bancorp Inc is the holding company for Patriot Bank NA, that provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.

Executives

Grace Doherty	director	125 THACHER ST., MILTON MA 02186
Thomas E. Slater	officer: EVP & Chief Credit Officer	2 DIXON TERRACE, KINNELON NJ 07405
Alfred Jr. Botta	officer: EVP & Chief Payment Officer	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
David Christopher Lowery	officer: EVP & Chief Lending Officer	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Karen Rojeski	officer: EVP & Chief Credit Officer	99 PARK AVENUE, NEW YORK NY 10016
Steven Brian Grunblatt	officer: EVP & Chief Information Office	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Gregory P. Ho	other: (1) and (2)	C/O SPRING MOUNTAIN CAPITAL, LP, 650 MADISON AVENUE, 20TH FLOOR, NEW YORK NY 10022
Smc Holdings I G.p., Llc	other: (1) and (2)	C/O SPRING MOUNTAIN CAPITAL, LP, 650 MADISON AVENUE, 20TH FLOOR, NEW YORK NY 10022
Smc Holdings I, Lp	10 percent owner, other: (1) and (2)	65 EAST 55TH STREET, 33RD FLOOR, NEW YORK NY 10022
John Steffens	other: (1) and (2)	C/O DIGITALBRIDGE GROUP, INC., 750 PARK OF COMMERCE DRIVE SUITE 210, BOCCA RATON FL 33487
Robert Glenn Russell	officer: President & CEO	1902 LONG HILL ROAD, MILLINGTON NJ 07946
Frederick Staudmyer	officer: EVP and Chief HR Officer	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Brent M Ciurlino	director	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
David W Christiansen	officer: EVP, Chief Credit Officer	900 BEDFORD STREET, STAMFORD CT 06901
Samuel S Davis	officer: EVP and Chief Credit Officer	C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901