The Hanover Insurance Group (The Hanover Insurance Group) Risk Assessment

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What is The Hanover Insurance Group Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of The Hanover Insurance Group is: Moderate Risk: Sensitive, better choose undervalued stock.

Competitive Comparison of The Hanover Insurance Group's Risk Assessment

For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Hanover Insurance Group's Risk Assessment Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, The Hanover Insurance Group's Risk Assessment distribution charts can be found below:

* The bar in red indicates where The Hanover Insurance Group's Risk Assessment falls into.

The Hanover Insurance Group (NYSE:THG) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

The Hanover Insurance Group Risk Assessment Related Terms

Thank you for viewing the detailed overview of The Hanover Insurance Group's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

The Hanover Insurance Group (The Hanover Insurance Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » The Hanover Insurance Group Inc (NYSE:THG) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

AF4:Germany

Address

440 Lincoln Street, Worcester, MA, USA, 01653

Website

https://www.hanover.com

The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through three operating segments: Commercial Lines, Personal Lines and Other. The company operates an investment portfolio that is primarily exposed to fixed-income securities.

Executives

Jane D Carlin	director	C/O PHH CORPORATION, 3000 LEADENHALL ROAD, MT. LAUREL NJ 08054
David John Lovely	officer: Executive Vice President	440 LINCOLN STREET, WORCESTER MA 01653
Mark Joseph Welzenbach	officer: Senior Vice President	C/O THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET (S-316), WORCESTER MA 01653
Elizabeth A Ward	director	440 LINCOLN STREET, WORCESTER MA 01653
Francisco Aristeguieta	director	388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
John C Roche	officer: Vice President	C/O THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Warren E Barnes	officer: Vice President of Subsidiary	THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Richard W Lavey	officer: Vice President of Subsidiary	THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Jeffrey M Farber	officer: Executive Vice President	C/O THE HANOVER INSURANCE GROUP, 440 LINCOLN STREET, WORCESTER MA 01653
Willard T Lee	officer: Senior Vice President	440 LINCOLN STREET, WORCESTER MA 01653
Bryan J Salvatore	officer: Executive Vice President	440 LINCOLN STREET, N435, WORCESTER MA 01653
J Paul Condrin	director	440 LINCOLN STREET, WORCESTER MA 01653
Bunting Theodore H Jr	director	P. O. BOX 61000, NEW ORLEANS LA 70161
Martin P Hughes	director	C/O HUB INTERNATIONAL LIMITED, 55 EAST JACKSON BLVD, CHICAGO IL 60604
Dennis Francis Kerrigan	officer: Executive Vice President	440 LINCOLN STREET, E-10, WORCESTER MA 01653