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Union Bankshares (Union Bankshares) 10-Year RORE % : 7.55% (As of Dec. 2023)


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What is Union Bankshares 10-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Union Bankshares's 10-Year RORE % for the quarter that ended in Dec. 2023 was 7.55%.

The industry rank for Union Bankshares's 10-Year RORE % or its related term are showing as below:

UNB's 10-Year RORE % is ranked worse than
50.92% of 1029 companies
in the Banks industry
Industry Median: 7.74 vs UNB: 7.55

Union Bankshares 10-Year RORE % Historical Data

The historical data trend for Union Bankshares's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bankshares 10-Year RORE % Chart

Union Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.90 23.03 15.90 12.50 7.55

Union Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.50 13.32 12.39 9.57 7.55

Competitive Comparison of Union Bankshares's 10-Year RORE %

For the Banks - Regional subindustry, Union Bankshares's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bankshares's 10-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bankshares's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Union Bankshares's 10-Year RORE % falls into.



Union Bankshares 10-Year RORE % Calculation

Union Bankshares's 10-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 2.49-1.73 )/( 22.33-12.27 )
=0.76/10.06
=7.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 10-year before.


Union Bankshares  (NAS:UNB) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Union Bankshares 10-Year RORE % Related Terms

Thank you for viewing the detailed overview of Union Bankshares's 10-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Union Bankshares (Union Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The company provides retail banking services to individuals and commercial banking services to small and medium-sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts within its market area. In addition, it also offers fiduciary and asset management services through its Asset Management Group. Geographically, all the business activity is functioned through the US.
Executives
Patricia N Hogan other: Officer of Union Bank 11 OLD ROUTE 15, CAMBRIDGE VT 05444
Dawn D Bugbee director 313 WEST SHORE ROAD, SOUTH HERO VT 05486
David Scott Silverman director, officer: President & CEO 153 LAZY LANE, MORRISVILLE VT 05661
Mary K Parent director 144 PLEASANT STREET, SAINT JOHNSBURY VT 05819
Nancy C Putnam director 413 JEFF HEIGHTS ROAD, JEFFERSONVILLE VT 05464
Van Dyke Cornelius John director P.O. BOX 1090, STOWE VT 05672-1090
Vincent W Schoenig other: Officer of Union Bank 75 FENIMORE STREET 2, MORRISVILLE VT 05661
Janet P Spitler other: Director of Union Bank 275 KENNEDY DRIVE, SOUTH BURLINGTON VT 05403
Gregory D Sargent director 15 CEDAR HILL DRIVE, ST. ALBANS VT 05478
Stephen H Kendall other: Officer of Union Bank 254 BIRCH ROAD, SHELBURNE VT 05482
Jonathan Jay Gould other: Officer of Union Bank 18 HUNT ROAD, BRISTOL NH 03222
Robert D Hofmann other: Officer of Union Bank 223 SNOW HILL ROAD, WATERBURY CENTER VT 05677
Carrie R Locklin other: Officer of Union Bank 388 WEST HILL ROAD, ST. JOHNSBURY VT 05819
Lura L Jacques other: Officer of Union Bank 1360 PIDGEON HILL ROAD, FRANKLIN VT 05457
Joel S Bourassa director PO BOX 568, NORTH WOODSTOCK NH 032620568

Union Bankshares (Union Bankshares) Headlines