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OptimumBank Holdings (OptimumBank Holdings) 3-Year RORE % : -23.17% (As of Dec. 2023)


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What is OptimumBank Holdings 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. OptimumBank Holdings's 3-Year RORE % for the quarter that ended in Dec. 2023 was -23.17%.

The industry rank for OptimumBank Holdings's 3-Year RORE % or its related term are showing as below:

OPHC's 3-Year RORE % is ranked worse than
81.9% of 1392 companies
in the Banks industry
Industry Median: 5.375 vs OPHC: -23.17

OptimumBank Holdings 3-Year RORE % Historical Data

The historical data trend for OptimumBank Holdings's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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OptimumBank Holdings 3-Year RORE % Chart

OptimumBank Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.37 194.87 300.00 48.00 -23.17

OptimumBank Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.00 32.16 19.07 6.16 -23.17

Competitive Comparison of OptimumBank Holdings's 3-Year RORE %

For the Banks - Regional subindustry, OptimumBank Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OptimumBank Holdings's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OptimumBank Holdings's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where OptimumBank Holdings's 3-Year RORE % falls into.



OptimumBank Holdings 3-Year RORE % Calculation

OptimumBank Holdings's 3-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.87-1.6 )/( 3.15-0 )
=-0.73/3.15
=-23.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 3-year before.


OptimumBank Holdings  (NAS:OPHC) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


OptimumBank Holdings 3-Year RORE % Related Terms

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OptimumBank Holdings (OptimumBank Holdings) Business Description

Traded in Other Exchanges
N/A
Address
2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.
Executives
Moishe Gubin director 2929 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Chan Heng Fai Ambrose director 2601 INSLAND PLACE TOWER, 510 KINGS RD N POINT, HONG KONG K3 999999999
Jeffry T Wagner director 7667 N. WICKHAM RD, SUITE 516, MELBOURNE FL 32940
Norman Joseph Ginsparg director 3800 N 39 AVE, HOLLYWOOD FL 33021
Joel J. Klein director 2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Seth Gillman director 2477 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Sam Borek director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Thomas A Procelli officer: EXECUTIVE VICE PRESIDENT OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Wendy Mitchler director OPTIMUMBANK, 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Howard Zusman officer: Sr. VP-CLO, OptimumBank 2477 EAST COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Robert Acri director 2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
David Krinsky director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Albert J Finch director, officer: Chairman of the Board, CEO OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Richard L Browdy director, officer: President, CFO OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Irving P Cohen director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324

OptimumBank Holdings (OptimumBank Holdings) Headlines