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CYS Investments (CYS Investments) Net Interest Margin (Bank Only) % : 3.29% (As of Mar. 2018)


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What is CYS Investments Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. CYS Investments's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2018 was $190.24 Mil. CYS Investments's average earning assets for the quarter that ended in Mar. 2018 was $5,777.75 Mil. Therefore, CYS Investments's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2018 was 3.29%.


CYS Investments Net Interest Margin (Bank Only) % Historical Data

The historical data trend for CYS Investments's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CYS Investments Net Interest Margin (Bank Only) % Chart

CYS Investments Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 1.99 1.34 2.51 1,872.84

CYS Investments Quarterly Data
Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.76 1.79 3.20 747.66 3.29

Competitive Comparison of CYS Investments's Net Interest Margin (Bank Only) %

For the REIT - Diversified subindustry, CYS Investments's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CYS Investments's Net Interest Margin (Bank Only) % Distribution in the REITs Industry

For the REITs industry and Real Estate sector, CYS Investments's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where CYS Investments's Net Interest Margin (Bank Only) % falls into.



CYS Investments Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

CYS Investments's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2017 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2017 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2016 ) + Earning Assets (A: Dec. 2017 ))/ count )
=166.617/( (8.028 + 9.765)/ 2 )
=166.617/8.8965
=1,872.84 %

where

Earning Assets(A: Dec. 2016 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 8.028
=8.028

Earning Assets(A: Dec. 2017 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 9.765
=9.765

CYS Investments's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2018 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2018 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Dec. 2017 ) + Earning Assets (Q: Mar. 2018 ))/ count )
=190.244/( (9.765 + 11545.725)/ 2 )
=190.244/5777.745
=3.29 %

where

Earning Assets(Q: Dec. 2017 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 9.765
=9.765

Earning Assets(Q: Mar. 2018 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 11535.96 + 9.765
=11545.725

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2018) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


CYS Investments  (NYSE:CYS) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


CYS Investments Net Interest Margin (Bank Only) % Related Terms

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CYS Investments (CYS Investments) Business Description

Industry
Traded in Other Exchanges
N/A
Address
CYS Investments Inc is a specialty finance company with the objective of risk-adjusted investment income. The company generates its revenue primarily from the difference between the interest income earned on the investment portfolio and the cost of the company's borrowings and hedging activities. The company's investments include residential mortgage pass-through securities, for which the principal and interest payments are guaranteed by a government agency or government-sponsored entity; collateralised mortgage obligations issued by a government agency or government-sponsored entity; U.S. Treasuries; and debt securities issued by a government agency or a government-sponsored entity that is not backed by collateral.
Executives
Redlingshafer Raymond A Jr director 1301 AVENUE OF THE AMERICAS, 7TH FLOOR, NEW YORK NY 10019
Dale Anne Reiss director 589 KINZIE ISLAND COURT, SANIBEL FL 33957
James A Stern director C/O OHA - 1114 AVENUE OF THE AMERICAS, 27TH FLOOR, NEW YORK NY 10036
Kevin E Grant director, officer: Chairman, CEO, CIO, President 500 TOTTEN POND ROAD, 6TH FLOOR, WALTHAM MA 02451
Thomas A Rosenbloom officer: EVP, GC, and Secretary 500 TOTTEN POND ROAD, 6TH FLOOR, WALTHAM MA 02451
Richard E Cleary officer: COO and Assistant Secretary 500 TOTTEN POND ROAD, 6TH FLOOR, WALTHAM MA 02451
Tanya S Beder director 500 TOTTEN POND ROAD, 6TH FLOOR, WALTHAM MA 02451
Jack Decicco officer: CFO and Treasurer 500 TOTTEN POND ROAD, 6TH FLOOR, WALTHAM MA 02451
Karen Hammond director 1601 UTICA AVENUE SOUTH, SUITE 900, ST. LOUIS PARK MN 55416
Stephen P. Jonas director 25 BEAVER PLACE, BOSTON MA 02108
David A Tyson director CITIGROUP ASSET MANAGEMENT, 300 FIRST STAMFORD PLACE 4TH FL, STAMFORD CT 06902
Jeffrey Hughes director 811 HANSEN WAY, PALO ALTO CA 94303
Frances Spark officer: CFO and Treasurer C/O AGNC INVESTMENT CORP., 2 BETHESDA METRO CENTER, 12TH FLOOR, BETHESDA MD 20814
Douglas Ii Crocker director C/O COLONY NORTHSTAR, INC., 515 S. FLOWER ST., 44TH FLOOR, LOS ANGELES CA 90071
Ryan Randall Brenneman officer: Chief Accounting Officer C/O EYEGATE PHARMACEUTICALS, INC., 271 WAVERLEY OAKS ROAD, SUITE 108, WALTHAM MA 02452