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Old Point Financial (Old Point Financial) Shiller PE Ratio : 11.68 (As of May. 27, 2024)


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What is Old Point Financial Shiller PE Ratio?

As of today (2024-05-27), Old Point Financial's current share price is $14.83. Old Point Financial's E10 for the quarter that ended in Mar. 2024 was $1.27. Old Point Financial's Shiller PE Ratio for today is 11.68.

The historical rank and industry rank for Old Point Financial's Shiller PE Ratio or its related term are showing as below:

OPOF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.3   Med: 21.77   Max: 45.3
Current: 11.64

During the past years, Old Point Financial's highest Shiller PE Ratio was 45.30. The lowest was 10.30. And the median was 21.77.

OPOF's Shiller PE Ratio is ranked worse than
62.7% of 1142 companies
in the Banks industry
Industry Median: 10.16 vs OPOF: 11.64

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Old Point Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was $0.340. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.27 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Point Financial Shiller PE Ratio Historical Data

The historical data trend for Old Point Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Point Financial Shiller PE Ratio Chart

Old Point Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.37 22.18 23.39 23.79 14.41

Old Point Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.96 14.29 14.92 14.41 13.93

Competitive Comparison of Old Point Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Old Point Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Point Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Point Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Old Point Financial's Shiller PE Ratio falls into.



Old Point Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Old Point Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=14.83/1.27
=11.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Point Financial's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Old Point Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.34/131.7762*131.7762
=0.340

Current CPI (Mar. 2024) = 131.7762.

Old Point Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.220 100.560 0.288
201409 0.140 100.428 0.184
201412 0.270 99.070 0.359
201503 0.240 99.621 0.317
201506 0.260 100.684 0.340
201509 0.170 100.392 0.223
201512 0.060 99.792 0.079
201603 0.210 100.470 0.275
201606 0.110 101.688 0.143
201609 0.270 101.861 0.349
201612 0.180 101.863 0.233
201703 0.190 102.862 0.243
201706 0.230 103.349 0.293
201709 0.150 104.136 0.190
201712 -0.580 104.011 -0.735
201803 0.190 105.290 0.238
201806 0.190 106.317 0.235
201809 0.310 106.507 0.384
201812 0.270 105.998 0.336
201903 0.390 107.251 0.479
201906 0.310 108.070 0.378
201909 0.430 108.329 0.523
201912 0.380 108.420 0.462
202003 0.240 108.902 0.290
202006 0.480 108.767 0.582
202009 0.210 109.815 0.252
202012 0.100 109.897 0.120
202103 0.580 111.754 0.684
202106 0.350 114.631 0.402
202109 0.360 115.734 0.410
202112 0.320 117.630 0.358
202203 0.390 121.301 0.424
202206 0.370 125.017 0.390
202209 0.510 125.227 0.537
202212 0.530 125.222 0.558
202303 0.620 127.348 0.642
202306 0.360 128.729 0.369
202309 0.270 129.860 0.274
202312 0.290 129.419 0.295
202403 0.340 131.776 0.340

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Point Financial  (NAS:OPOF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Old Point Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Old Point Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Point Financial (Old Point Financial) Business Description

Traded in Other Exchanges
N/A
Address
101 East Queen Street, Hampton, VA, USA, 23669
Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.
Executives
Sarah B Golden director PO BOX 3392, HAMPTON VA 23663
Tom B Langley director PO BOX 3392, HAMPTON VA 23663
Michael A Glasser director PO BOX 3392, HAMPTON VA 23663
Joseph R Witt director, other: EVP, Corporate Banking, OPNB PO BOX 3392, HAMPTON VA 23663
Paul M Pickett officer: Chief Financial Officer PO BOX 3392, HAMPTON VA 23663
Elizabeth S Wash director 1104 WORMLEY CREEK DRIVE, YORKTOWN VA 23692
Pl Capital Advisors, Llc 10 percent owner 750 ELEVENTH STREET SOUTH, SUITE 202, NAPLES FL 34102
John Cabot Ishon director PO BOX 3392, HAMPTON VA 23663
Thacker Clark Rebekah Ellen director PO BOX 3392, HAMPTON VA 23663
Adams Stephen Conway director PO BOX 3392, HAMPTON VA 23663
Shuford Robert F Jr other: EVP/CHIEF OPERATING OFFR-OPNB PO BOX 3392, HAMPTON VA 23663
Greene Dr Arthur D director PO BOX 3392, HAMPTON VA 23663
John W Palmer 10 percent owner C/O SECURITY FINANCIAL BANCORP INC, 9321 WICKER AVE, ST JOHN IN 46373
Richard J Lashley 10 percent owner C/O PL CAPITAL, LLC, 47 E. CHICAGO AVE., SUITE 328, NAPERVILLE IL 60540
Kauders A Eric Jr officer: SVP/Trust 101 E QUEEN ST, HAMPTON VA 23669

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