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UTG (UTGN) Shiller PE Ratio : 9.51 (As of May. 02, 2024)


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What is UTG Shiller PE Ratio?

As of today (2024-05-02), UTG's current share price is $30.05. UTG's E10 for the quarter that ended in Dec. 2023 was $3.16. UTG's Shiller PE Ratio for today is 9.51.

The historical rank and industry rank for UTG's Shiller PE Ratio or its related term are showing as below:

UTGN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.8   Med: 15.43   Max: 28.09
Current: 9.5

During the past years, UTG's highest Shiller PE Ratio was 28.09. The lowest was 7.80. And the median was 15.43.

UTGN's Shiller PE Ratio is ranked better than
74.66% of 363 companies
in the Insurance industry
Industry Median: 13.14 vs UTGN: 9.50

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

UTG's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.140. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.16 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


UTG Shiller PE Ratio Historical Data

The historical data trend for UTG's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UTG Shiller PE Ratio Chart

UTG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.06 13.67 12.39 8.05 9.52

UTG Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.05 8.73 9.88 10.89 9.52

Competitive Comparison of UTG's Shiller PE Ratio

For the Insurance - Life subindustry, UTG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where UTG's Shiller PE Ratio falls into.



UTG Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

UTG's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=30.05/3.16
=9.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UTG's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, UTG's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.14/129.4194*129.4194
=1.140

Current CPI (Dec. 2023) = 129.4194.

UTG Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 -0.410 99.695 -0.532
201406 0.004 100.560 0.005
201409 0.830 100.428 1.070
201412 1.440 99.070 1.881
201503 0.680 99.621 0.883
201506 -0.210 100.684 -0.270
201509 0.510 100.392 0.657
201512 -0.720 99.792 -0.934
201603 0.350 100.470 0.451
201606 -0.190 101.688 -0.242
201609 0.090 101.861 0.114
201612 0.080 101.863 0.102
201703 -0.590 102.862 -0.742
201706 -0.170 103.349 -0.213
201709 0.040 104.136 0.050
201712 2.150 104.011 2.675
201803 0.800 105.290 0.983
201806 2.460 106.317 2.995
201809 3.620 106.507 4.399
201812 -3.120 105.998 -3.809
201903 3.530 107.251 4.260
201906 0.820 108.070 0.982
201909 -0.340 108.329 -0.406
201912 0.920 108.420 1.098
202003 -4.580 108.902 -5.443
202006 3.580 108.767 4.260
202009 -0.760 109.815 -0.896
202012 2.400 109.897 2.826
202103 4.460 111.754 5.165
202106 0.570 114.631 0.644
202109 -2.840 115.734 -3.176
202112 0.860 117.630 0.946
202203 2.900 121.301 3.094
202206 -0.240 125.017 -0.248
202209 2.540 125.227 2.625
202212 5.610 125.222 5.798
202303 -2.180 127.348 -2.215
202306 0.030 128.729 0.030
202309 1.640 129.860 1.634
202312 1.140 129.419 1.140

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


UTG  (OTCPK:UTGN) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


UTG Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of UTG's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG (UTGN) Business Description

Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall director 101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

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