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UTG (UTGN) Cyclically Adjusted PS Ratio : 2.24 (As of May. 17, 2024)


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What is UTG Cyclically Adjusted PS Ratio?

As of today (2024-05-17), UTG's current share price is $30.01. UTG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $13.40. UTG's Cyclically Adjusted PS Ratio for today is 2.24.

The historical rank and industry rank for UTG's Cyclically Adjusted PS Ratio or its related term are showing as below:

UTGN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.08   Med: 2.24   Max: 3.59
Current: 2.24

During the past years, UTG's highest Cyclically Adjusted PS Ratio was 3.59. The lowest was 1.08. And the median was 2.24.

UTGN's Cyclically Adjusted PS Ratio is ranked worse than
81.48% of 405 companies
in the Insurance industry
Industry Median: 1.01 vs UTGN: 2.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

UTG's adjusted revenue per share data for the three months ended in Mar. 2024 was $5.262. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $13.40 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


UTG Cyclically Adjusted PS Ratio Historical Data

The historical data trend for UTG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UTG Cyclically Adjusted PS Ratio Chart

UTG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.22 2.44 2.34 1.92 2.29

UTG Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.01 2.27 2.57 2.29 2.39

Competitive Comparison of UTG's Cyclically Adjusted PS Ratio

For the Insurance - Life subindustry, UTG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where UTG's Cyclically Adjusted PS Ratio falls into.



UTG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

UTG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=30.01/13.4
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UTG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, UTG's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=5.262/131.7762*131.7762
=5.262

Current CPI (Mar. 2024) = 131.7762.

UTG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 2.326 100.560 3.048
201409 2.409 100.428 3.161
201412 4.855 99.070 6.458
201503 3.028 99.621 4.005
201506 1.577 100.684 2.064
201509 2.523 100.392 3.312
201512 0.682 99.792 0.901
201603 2.610 100.470 3.423
201606 1.720 101.688 2.229
201609 2.057 101.861 2.661
201612 1.474 101.863 1.907
201703 1.393 102.862 1.785
201706 1.735 103.349 2.212
201709 1.859 104.136 2.352
201712 3.649 104.011 4.623
201803 2.931 105.290 3.668
201806 5.101 106.317 6.323
201809 6.895 106.507 8.531
201812 -2.418 105.998 -3.006
201903 6.396 107.251 7.859
201906 2.994 108.070 3.651
201909 1.323 108.329 1.609
201912 2.761 108.420 3.356
202003 -3.943 108.902 -4.771
202006 5.976 108.767 7.240
202009 1.050 109.815 1.260
202012 5.482 109.897 6.573
202103 7.590 111.754 8.950
202106 2.482 114.631 2.853
202109 -1.711 115.734 -1.948
202112 2.895 117.630 3.243
202203 5.988 121.301 6.505
202206 1.666 125.017 1.756
202209 5.286 125.227 5.562
202212 9.114 125.222 9.591
202303 -0.943 127.348 -0.976
202306 2.008 128.729 2.056
202309 4.008 129.860 4.067
202312 2.981 129.419 3.035
202403 5.262 131.776 5.262

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


UTG  (OTCPK:UTGN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


UTG Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of UTG's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG (UTGN) Business Description

Industry
Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall director 101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

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