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BSB Bancorp (BSB Bancorp) Accounts Receivable : $7.29 Mil (As of Dec. 2018)


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What is BSB Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. BSB Bancorp's accounts receivables for the quarter that ended in Dec. 2018 was $7.29 Mil.

Accounts receivable can be measured by Days Sales Outstanding. BSB Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2018 was 39.78.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. BSB Bancorp's Net-Net Working Capital per share for the quarter that ended in Dec. 2018 was $-273.23.


BSB Bancorp Accounts Receivable Historical Data

The historical data trend for BSB Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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BSB Bancorp Accounts Receivable Chart

BSB Bancorp Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.98 3.78 4.64 6.34 7.29

BSB Bancorp Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.34 6.09 6.95 7.67 7.29

BSB Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


BSB Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

BSB Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2018 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=7.29/16.722*91
=39.78

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), BSB Bancorp's accounts receivable are only considered to be worth 75% of book value:

BSB Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2018 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(151.647+0.75 * 7.29+0.5 * 0-2828.307
-0-0)/9.77643
=-273.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


BSB Bancorp Accounts Receivable Related Terms

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BSB Bancorp (BSB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2 Leonard Street, Belmont, MA, USA, 02478
BSB Bancorp Inc is a bank holding company. Its subsidiary is Massachusetts chartered savings bank which provides financial services to individuals, families, and businesses. The bank's business is divided into personal banking, business banking, and lending. It's primary business activities include accepting deposits from the general public, small businesses, and municipalities and investing those deposits with funds in various types of loans and investment securities. Its products and services encompass checking, savings, speciality banking, mobile banking, cash management, global payments and foreign exchange, personal and business lending and mortgage loans.