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Avidbank Holdings (Avidbank Holdings) Capital Adequacy Tier - Tier 1 Ratio % : 8.94% (As of Jun. 2017)


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What is Avidbank Holdings Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Avidbank Holdings's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Jun. 2017 was 8.94% , which is lower than 10.37% for the pervious quarter ended in Jun. 2016.

Avidbank Holdings's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2017 was 10.70% , which is higher than 9.67% for the pervious year ended in Dec. 2016.

The historical rank and industry rank for Avidbank Holdings's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

AVBH's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Avidbank Holdings Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Avidbank Holdings's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Avidbank Holdings Capital Adequacy Tier - Tier 1 Ratio % Chart

Avidbank Holdings Annual Data
Trend Dec16 Dec17
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Avidbank Holdings Semi-Annual Data
Trend Jun16 Jun17
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Avidbank Holdings  (OTCPK:AVBH) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidbank Holdings  (OTCPK:AVBH) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.

Avidbank Holdings Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Avidbank Holdings (Avidbank Holdings) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Avidbank Holdings Inc (OTCPK:AVBH) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %
Comparable Companies
BKSC OPBK PBIP EFSI KTYB LMST CPKF FFNW EMYB PROV SHSE:600036 NSE:HDFCBANK HKSE:01658 MIC:SBERP USB SHSE:601166 TFC PNC SHSE:600000 ISX:BBCA
Traded in Other Exchanges
N/A
Address
1732 North 1st Street, 6th Floor, San Jose, CA, USA, 95112
Website
https://www.avidbank.com
Avidbank Holdings Inc is a full-service commercial bank. It offers various services such as commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, real estate construction, and commercial real estate lending.