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Fauquier Bankshares (Fauquier Bankshares) Capital Adequacy Tier - Tier 1 Ratio % : 12.67% (As of Dec. 2020)


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What is Fauquier Bankshares Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Dec. 2020 was 12.67% , which is higher than 12.47% for the pervious quarter ended in Sep. 2020.

Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2020 was 12.67% , which is higher than 12.58% for the pervious year ended in Dec. 2019.

The historical rank and industry rank for Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

FBSS's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Fauquier Bankshares Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Fauquier Bankshares Capital Adequacy Tier - Tier 1 Ratio % Chart

Fauquier Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Fauquier BanksharesQuarterly Data
Trend Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Fauquier Bankshares's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fauquier Bankshares  (NAS:FBSS) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fauquier Bankshares  (NAS:FBSS) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Fauquier Bankshares Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Fauquier Bankshares (Fauquier Bankshares) Business Description

Industry
Traded in Other Exchanges
N/A
Address
10 Courthouse Square, Warrenton, VA, USA, 20186
Fauquier Bankshares Inc is a bank holding company. The bank provides a range of consumer and commercial banking services to individuals, businesses, and industries. Its basic services offered by the bank include interest and non-interest-bearing demand deposit accounts, money market deposit accounts, negotiable order of withdrawal accounts, time deposits, amongst others. The company also makes secured and unsecured commercial and real estate loans, issues standby letters of credit and grants available credit for installment, unsecured and secured personal loans, residential mortgages and home equity loans, as well as automobile and other types of consumer financing.
Executives
Brian Stuart Montgomery director 10 COURTHOUSE SQ WARRENTON VA 20186
Randolph Tucker Minter director 10 COURTHOUSE SQ WARRENTON VA 20186
Adams John Buchanan Jr director 10 COURTHOUSE SQUARE, WARRENTON VA 20188
Christine Edwards Headly officer: EVP & Chief Financial Officer 10 COURTHOUSE SQUARE WARRENTON VA 20186
P Kurtis Rodgers director 10 COURTHOUSE SQUARE WARRENTON VA 20186
Strange Sterling T Iii director 10 COURTHOUSE SQUARE, WARRENTON VA 20186
Jay B Keyser director 10 COURTHOUSE SQUARE, WARRENTON VA 20186
Randolph D Frostick director 10 COURTHOUSE SQUARE, WARRENTON VA 20186
Donna D Flory director 10 COURTHOUSE SQUARE WARRENTON VA 20186
Kevin T Carter director 10 COURTHOUSE SQUARE, WARRENTON VA 20186
Chip S Register officer: EVP & Chief Operating Officer 10 COURTHOUSE SQUARE WARRENTON VA 20186
Marc J Bogan director, officer: President and CEO 10 COURTHOUSE SQUARE, WARRENTON VA 20186
T. Michael York officer: Chief Operating Officer 10 COURTHOUSE SQUARE WARRENTON VA 20186
Eric Peter Graap other: Former CFO & Director 10 COURTHOUSE SQUARE WARRENTON VA 20186
Randy Kent Ferrell director, officer: President and CEO 10 COURTHOUSE SQUARE WARRENTON VA 20188

Fauquier Bankshares (Fauquier Bankshares) Headlines