GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Premier Financial Bancorp Inc (NAS:PFBI) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %

Premier Financial Bancorp (Premier Financial Bancorp) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of Jun. 2021)


View and export this data going back to 1996. Start your Free Trial

What is Premier Financial Bancorp Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Jun. 2021 was 0.00% , which is lower than 10.50% for the pervious quarter ended in Mar. 2021.

Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2020 was 0.00% , which is lower than 15.39% for the pervious year ended in Dec. 2019.

The historical rank and industry rank for Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

PFBI's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Premier Financial Bancorp Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Premier Financial Bancorp Capital Adequacy Tier - Tier 1 Ratio % Chart

Premier Financial Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Premier Financial BancorpQuarterly Data
Trend Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premier Financial Bancorp  (NAS:PFBI) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Premier Financial Bancorp  (NAS:PFBI) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Premier Financial Bancorp Capital Adequacy Tier - Tier 1 Ratio % Related Terms

Thank you for viewing the detailed overview of Premier Financial Bancorp's Capital Adequacy Tier - Tier 1 Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Premier Financial Bancorp (Premier Financial Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
2883 Fifth Avenue, Huntington, WV, USA, 25702
Premier Financial Bancorp Inc is a multi-bank holding company. It focuses on providing community banking services to individuals and small-to-medium sized businesses. It offers a range of retail and commercial banking services, including commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; and other services for both individuals and businesses. The banks' range of deposit services includes checking accounts, NOW accounts, savings accounts, money market accounts, club accounts, individual retirement accounts, certificates of deposit and overdraft protection. All the business activity is primarily functioned through the Unites States.
Executives
Douglas V Reynolds director 900 OLD FREEPORT ROAD, PITTSBURGH PA 15238
Robert W Walker director, officer: Chief Executive Officer 336 WOODLOMOND WAY HUNTINGTON WV 25705
Brien M Chase officer: Chief Financial Officer ONE JOHNSTONE ROAD SOUTH CHARLESTON WV 25309
Scot A. Kelley officer: VP Credit Adminstration 2883 5TH AVENUE HUNTINGTON WV 25702
Katrina Whitt officer: VP Human Resources 2883 5TH AVENUE HUNTINGTON WV 25702
Michael Ray Mineer officer: Senior Vice President 10 SECOND STREET VANCEBURG KY 41179
Jonathan Mark Bias officer: Senior Vice President 2883 5TH AVENUE HUNTINGTON WV 25702
Neal Scaggs director 302 CENTRAL AVENUE, LOGAN WV 25601
Thomas W Wright director PO BOX 716 ASHLAND KY 41105-0716
Philip E Cline director P O BOX 119 HUNTINGTON WV 25706-0119
Harry Maxwell Hatfield director P.O. BOX 598 MADISON WV 25130
Jackson Lloyd George Ii director 24 SECOND STREET HAMLIN WV 25523
Marshall T Reynolds director, officer: Chairman of the Board 2450 FIRST AVENUE, HUNTINGTON WV 25704
Toney K Adkins director ROUTE 1 BOX 622 GENOA WV 25517
Dennis J Klingensmith officer: Senior Vice President 28 MEADE STREET BUCKHANNON WV 26201

Premier Financial Bancorp (Premier Financial Bancorp) Headlines