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Community Bancorp (Community Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 15.03% (As of Mar. 2024)


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What is Community Bancorp Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Mar. 2024 was 15.03% , which is higher than 14.78% for the pervious quarter ended in Sep. 2023.

Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 15.01% , which is lower than 15.03% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

CMTV's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for Community Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

Community Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Net Charge Offs to Average Loans %
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Community BancorpQuarterly Data
Trend Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Mar24
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Community Bancorp's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, Community Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp  (OTCPK:CMTV) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Bancorp  (OTCPK:CMTV) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


Community Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

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Community Bancorp (Community Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Bancorp Inc (OTCPK:CMTV) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
4811 US Route 5, Derby, VT, USA, 05829
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. It mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's product and service portfolio consists of deposit services, loan services, investment services, mortgages, business lending, and others. The bank offers a complete line of personal and business products and services along with offerings for non-profit organizations, municipalities and local governments.
Executives
Aminta K Conant director 4811 US ROUTE 5, DERBY VT 05829
David Mark Bouffard director 33 MOUNTAIN VIEW DRIVE, NEWPORT VT 05855
Carol Martin director 4811 US ROUTE 5, DERBY VT 05829
Bruce D Baker director 4811 US ROUTE 5, DERBY VT 05829
Wheeler James G. Jr. director 4811 US ROUTE 5, DERBY VT 05829
Jeffrey Lee Moore director 4811 US ROUTE 5, DERBY VT 05829
Christopher L. Caldwell officer: EVP & Chief Lending Officer 4811 US ROUTE 5, DERBY VT 05829
Emma Marvin director 4811 US ROUTE 5, DERBY VT 05829
Leslie Delhaie officer: EVP/COIO 4811 US ROUTE 5, DERBY VT 05829
Louise M Bonvechio officer: Vice President & CFO 4811 US ROUTE 5, DERBY VT 05829
Jacques R Couture director 4811 US ROUTE 5, DERBY VT 05829
Frederic Oeschger director 4811 US ROUTE 5, DERBY VT 05829
David Laforce director 4811 US ROUTE 5, DERBY VT 05829
Dorothy R Mitchell director 4811 US ROUTE 5, DERBY VT 05829
Kathryn M Austin officer: Executive Vice President 4811 US ROUTE 5, DERBY VT 05829

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