1st Constitution Bancorp (1st Constitution Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 14.32% (As of Sep. 2021)

1st Constitution Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

1st Constitution Bancorp Annual Data
	Trend	Dec16	Dec17	Dec18	Dec19	Dec20
Capital Adequacy Tier - Total Capital Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Tier 1 Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Leverage Ratio %		Get a 7-Day Free Trial
Efficiency Overhead Ratio %		Get a 7-Day Free Trial
Net Charge Offs to Average Loans %		Get a 7-Day Free Trial

1st Constitution BancorpQuarterly Data
	Trend	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21
Capital Adequacy Tier - Total Capital Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Tier 1 Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Leverage Ratio %		Get a 7-Day Free Trial
Efficiency Overhead Ratio %		Get a 7-Day Free Trial
Net Charge Offs to Average Loans %		Get a 7-Day Free Trial

Competitive Comparison of 1st Constitution Bancorp's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, 1st Constitution Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Constitution Bancorp  (NAS:FCCY) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Constitution Bancorp  (NAS:FCCY) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.

1st Constitution Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

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1st Constitution Bancorp (1st Constitution Bancorp) Business Description