Investar Holding (FRA:7ZH) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of . 20)

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What is Investar Holding Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

The historical rank and industry rank for Investar Holding's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

FRA:7ZH's Capital Adequacy Tier - Total Capital Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

Investar Holding Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for Investar Holding's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Investar Holding Capital Adequacy Tier - Total Capital Ratio % Chart

Investar Holding (FRA:7ZH) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %

Total Capital

Total Risk Weighted Assets

Investar Holding (FRA:7ZH) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.

Investar Holding Capital Adequacy Tier - Total Capital Ratio % Related Terms

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Investar Holding (FRA:7ZH) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Investar Holding Corp (FRA:7ZH) » Definitions » Capital Adequacy Tier - Total Capital Ratio %

Comparable Companies

Traded in Other Exchanges

ISTR:USA

Address

10500 Coursey Boulevard, Baton Rouge, LA, USA, 70816

Website

https://www.investarbank.com

Investar Holding Corp is a US-based financial holding company. Through its subsidiaries, it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The bank also offers cashiers' checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation and debit cards.

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