HopFed Bancorp (HopFed Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 15.30% (As of Mar. 2019)

HopFed Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

HopFed BancorpQuarterly Data
	Trend	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19
Capital Adequacy Tier - Total Capital Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Tier 1 Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Leverage Ratio %		Get a 7-Day Free Trial
Efficiency Overhead Ratio %		Get a 7-Day Free Trial
Net Charge Offs to Average Loans %		Get a 7-Day Free Trial

HopFed Bancorp  (NAS:HFBC) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HopFed Bancorp  (NAS:HFBC) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.

HopFed Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of HopFed Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.

HopFed Bancorp (HopFed Bancorp) Business Description