GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Fidelity D & D Bancorp Inc (NAS:FDBC) » Definitions » Capital Adequacy Tier - Total Capital Ratio %

Fidelity D & D Bancorp (Fidelity D & D Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 14.70% (As of Dec. 2023)


View and export this data going back to 2017. Start your Free Trial

What is Fidelity D & D Bancorp Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2023 was 14.70% , which is lower than 14.80% for the pervious quarter ended in Sep. 2023.

Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 14.70% , which is higher than 14.40% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

FDBC's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

Fidelity D & D Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fidelity D & D Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

Fidelity D & D Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Fidelity D & D BancorpQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity D & D Bancorp  (NAS:FDBC) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fidelity D & D Bancorp  (NAS:FDBC) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


Fidelity D & D Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of Fidelity D & D Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Fidelity D & D Bancorp (Fidelity D & D Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Fidelity D & D Bancorp Inc (NAS:FDBC) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
Blakely and Drinker Streets, Dunmore, PA, USA, 18512
Fidelity D & D Bancorp Inc is a bank holding company. Through its wholly-owned state-chartered commercial bank subsidiary, The Fidelity Deposit and Discount Bank (the Bank), it offers a full range of traditional banking services. The Bank has a personal and corporate trust department and also provides alternative financial and insurance products with asset management services. Its primary market areas are Lackawanna, Luzerne and Northampton Counties, Pennsylvania. The company's primary deposit products are demand deposits and interest-bearing time, money market and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.
Executives
Brian J Cali director 1241 DECEMBER DRIVE, DUNMORE PA 18512
Helenbeth Garofalo Vilcek director P.O. BOX 179, BANGOR PA 18013
Ruth G. Turkington officer: Chief Consumer Banking Officer 98 GORDON ROAD, ESSEX FELLS NJ 07021
Theresa M Hinton officer: General Counsel 513 WEDGE DRIVE, DICKSON CITY PA 18519
Joyce William J. Sr. director 414 SOUTH STREET, AVOCA PA 18641
Kristin D O'donnell director 31 SUNSET DRIVE, JEFFERSON TOWNSHIP PA 18436
Paul C. Woelkers director 916 OLD LOGGER ROAD, MOSCOW PA 18444
Alan Silverman director 100 FAIRINGTON LANE, WAVERLY PA 18471
Pacyna Michael J Jr officer: Executive VP & CLO 202 WHITETAIL LN, CLARKS SUMMIT PA 18411
Defrancesco Salvatore R Jr officer: Treasurer & CFO 117 ILAINA DR, MOOSIC PA 18507
Eugene J Walsh officer: Executive Vice President 6 CARTEL LANE, SPRINGBROOK TOWNSHIP PA 18444
Daniel J Santaniello officer: EVP/Chief Operating Officer 307 RELDA ROAD, ROARING BROOK TWP PA 18444
Richard M. Hotchkiss director 575 SOUTH 4TH STREET, BANGOR PA 18013-2547
Michael J Mcdonald director 2016 GREEN RIDGE ST., DUNMORE PA 18512
Timothy P O'brien officer: EVP/Chief Commercial Bk Off 1013 SUMMERFIELD DRIVE, DALTON PA 18414