Business Description
Financial Institutions Inc
NAICS : 522110
SIC : 6021
ISIN : US3175854047
Share Class Description:
FISI: Ordinary SharesDescription
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through one segment: The Banking segment which includes all of the company's retail and commercial banking operations.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.36 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 0.76 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.23 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.6 | |||||
| 3-Year EPS without NRI Growth Rate | 9.8 | |||||
| 3-Year FCF Growth Rate | -40.6 | |||||
| 3-Year Book Growth Rate | 0.3 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 60.5 | |||||
| 9-Day RSI | 53.72 | |||||
| 14-Day RSI | 49.33 | |||||
| 6-1 Month Momentum % | 13.33 | |||||
| 12-1 Month Momentum % | 4.14 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.8 | |||||
| Dividend Payout Ratio | 0.38 | |||||
| 3-Year Dividend Growth Rate | 4.9 | |||||
| Forward Dividend Yield % | 6.8 | |||||
| 5-Year Yield-on-Cost % | 8.56 | |||||
| 3-Year Average Share Buyback Ratio | 1.3 | |||||
| Shareholder Yield % | -47.97 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.69 | |||||
| FCF Margin % | 3.72 | |||||
| ROE % | 11.87 | |||||
| ROA % | 0.83 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 5.57 | |||||
| PE Ratio without NRI | 5.56 | |||||
| Shiller PE Ratio | 5.53 | |||||
| PEG Ratio | 2.22 | |||||
| PS Ratio | 1.28 | |||||
| PB Ratio | 0.62 | |||||
| Price-to-Tangible-Book | 0.74 | |||||
| Price-to-Free-Cash-Flow | 32.84 | |||||
| Price-to-Operating-Cash-Flow | 24.18 | |||||
| EV-to-Revenue | 2.39 | |||||
| EV-to-FCF | 64.29 | |||||
| Price-to-Projected-FCF | 0.28 | |||||
| Price-to-DCF (Earnings Based) | 0.39 | |||||
| Price-to-DCF (FCF Based) | 2.85 | |||||
| Price-to-Median-PS-Value | 0.46 | |||||
| Price-to-Graham-Number | 0.43 | |||||
| FCF Yield % | 2.91 | |||||
| Forward Rate of Return (Yacktman) % | 22.03 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Financial Institutions Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 212.176 | ||
| EPS (TTM) ($) | 3.16 | ||
| Beta | 0.57 | ||
| Volatility % | 42.2 | ||
| 14-Day RSI | 49.33 | ||
| 14-Day ATR ($) | 0.569199 | ||
| 20-Day SMA ($) | 17.389 | ||
| 12-1 Month Momentum % | 4.14 | ||
| 52-Week Range ($) | 13.835 - 23.11 | ||
| Shares Outstanding (Mil) | 15.45 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Financial Institutions Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Financial Institutions Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Financial Institutions Inc Frequently Asked Questions
What is Financial Institutions Inc(FISI)'s stock price today?
The current price of FISI is $17.60. The 52 week high of FISI is $23.11 and 52 week low is $13.84.
When is next earnings date of Financial Institutions Inc(FISI)?
The next earnings date of Financial Institutions Inc(FISI) is 2024-07-26 Est..
Does Financial Institutions Inc(FISI) pay dividends? If so, how much?
The Dividend Yield %  of Financial Institutions Inc(FISI) is 6.8% (As of Today), Highest Dividend Payout Ratio of Financial Institutions Inc(FISI) was 0.44. The lowest was 0.23. And the median was 0.38. The  Forward Dividend Yield % of Financial Institutions Inc(FISI) is 6.8%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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