EML Payments (EML Payments) Cash-to-Debt : 25.48 (As of Dec. 2023)

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What is EML Payments Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. EML Payments's cash to debt ratio for the quarter that ended in Dec. 2023 was 25.48.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, EML Payments could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for EML Payments's Cash-to-Debt or its related term are showing as below:

EMCHF' s Cash-to-Debt Range Over the Past 10 Years
Min: 18.53 Med: 34.68 Max: No Debt
Current: 25.48

During the past 13 years, EML Payments's highest Cash to Debt Ratio was No Debt. The lowest was 18.53. And the median was 34.68.

EMCHF's Cash-to-Debt is ranked better than
76.62% of 2802 companies
in the Software industry
Industry Median: 2.51 vs EMCHF: 25.48

EML Payments Cash-to-Debt Historical Data

The historical data trend for EML Payments's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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EML Payments Cash-to-Debt Chart

EML Payments Annual Data

Trend

Jun14

Jun15

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Cash-to-Debt

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18.53

21.15

34.37

19.51

23.67

EML Payments Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															21.80	19.51	25.46	23.67	25.48

Competitive Comparison of EML Payments's Cash-to-Debt

For the Software - Infrastructure subindustry, EML Payments's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EML Payments's Cash-to-Debt Distribution in the Software Industry

For the Software industry and Technology sector, EML Payments's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where EML Payments's Cash-to-Debt falls into.

EML Payments Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

EML Payments's Cash to Debt Ratio for the fiscal year that ended in Jun. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	1564.694	/	(16.746	+	49.356)
	=	23.67

EML Payments's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	1649.606	/	(49.462	+	15.286)
	=	25.48

EML Payments (OTCPK:EMCHF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

EML Payments Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of EML Payments's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

EML Payments (EML Payments) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » EML Payments Ltd (OTCPK:EMCHF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

A8Y1:Germany EML:Australia

Address

333 Ann Street, Level 12, Brisbane, QLD, AUS, 4000

Website

https://www.emlpayments.com

EML Payments is a financial technology company that operates across North America, Europe, and Australia. The firm builds the infrastructure for a customer to facilitate/accept payments via a prepaid card or in real-time. It makes money primarily via clipping a fee on payment transactions. It also earns fees from breakage, inactive accounts, cash establishments and interest on debit volumes. EML's payment solutions cater to a variety of applications including payouts, gifts, incentives, rewards, supplier payments, and more. The firm operates in three segments: gift and incentive, general purpose reloadable, and digital payments.