Great American Bancorp (Great American Bancorp) Cash-to-Debt : 1.01 (As of Dec. 2007)

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What is Great American Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Great American Bancorp's cash to debt ratio for the quarter that ended in Dec. 2007 was 1.01.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Great American Bancorp could pay off its debt using the cash in hand for the quarter that ended in Dec. 2007.

The historical rank and industry rank for Great American Bancorp's Cash-to-Debt or its related term are showing as below:

GTPS's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.29
* Ranked among companies with meaningful Cash-to-Debt only.

Great American Bancorp Cash-to-Debt Historical Data

The historical data trend for Great American Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Great American Bancorp Cash-to-Debt Chart

Great American Bancorp Annual Data

Trend

Dec98

Dec99

Dec00

Dec01

Dec02

Dec03

Dec04

Dec05

Dec06

Dec07

Cash-to-Debt

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1.08

0.85

0.63

1.08

1.01

Great American Bancorp Quarterly Data
	Mar03	Jun03	Sep03	Dec03	Mar04	Jun04	Sep04	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07
Cash-to-Debt	Get a 7-Day Free Trial															1.08	1.23	1.35	0.90	1.01

Competitive Comparison of Great American Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Great American Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Great American Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Great American Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Great American Bancorp's Cash-to-Debt falls into.

Great American Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Great American Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	14.063	/	(0	+	14)
	=	1.00

Great American Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	14.063	/	(0	+	14)
	=	1.00

Great American Bancorp (OTCPK:GTPS) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Great American Bancorp Cash-to-Debt Related Terms

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Great American Bancorp (Great American Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Great American Bancorp Inc (OTCPK:GTPS) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1311 South Neil Street, Champaign, IL, USA, 61820

Website

https://www.greatamericanbancorp.com

Great American Bancorp Inc is a holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, First Federal Savings Bank of Champaign-Urbana (Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Champaign County, Illinois. The Bank also provides full-service brokerage activities through a third-party broker-dealer and engages in the sale of tax-deferred annuities. The Bank's subsidiary offers insurance services to customers located primarily in Illinois.

Great American Bancorp (Great American Bancorp) Headlines

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