MoneyLion (MoneyLion) Cash-to-Debt : 0.49 (As of Dec. 2023)

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What is MoneyLion Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. MoneyLion's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.49.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, MoneyLion couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for MoneyLion's Cash-to-Debt or its related term are showing as below:

ML' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.42 Med: 0.5 Max: 1.08
Current: 0.49

During the past 5 years, MoneyLion's highest Cash to Debt Ratio was 1.08. The lowest was 0.42. And the median was 0.50.

ML's Cash-to-Debt is ranked worse than
75.65% of 2797 companies
in the Software industry
Industry Median: 2.43 vs ML: 0.49

MoneyLion Cash-to-Debt Historical Data

The historical data trend for MoneyLion's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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MoneyLion Cash-to-Debt Chart

MoneyLion Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

0.97

0.42

1.08

0.50

0.49

MoneyLion Quarterly Data
	Dec19	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial											0.50	0.46	0.47	0.49	0.49

Competitive Comparison of MoneyLion's Cash-to-Debt

For the Software - Application subindustry, MoneyLion's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MoneyLion's Cash-to-Debt Distribution in the Software Industry

For the Software industry and Technology sector, MoneyLion's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where MoneyLion's Cash-to-Debt falls into.

MoneyLion Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

MoneyLion's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	92.195	/	(0	+	189.753)
	=	0.49

MoneyLion's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	92.195	/	(0	+	189.753)
	=	0.49

MoneyLion (NYSE:ML) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

MoneyLion Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of MoneyLion's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

MoneyLion (MoneyLion) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » MoneyLion Inc (NYSE:ML) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

30 West 21st Street, 9th Floor, New York, NY, USA, 10010

Website

http://www.moneylion.com

MoneyLion Inc is a mobile banking and financial membership platform that empowers people to take control of their finances. It is a full-service digital platform to deliver mobile banking, lending, and investment solutions. The firm offers a personalized, all-in-one, digital financial platform that provides convenient, low-cost access to banking, borrowing, and investing solutions tailored for its customers, rooted in data, and delivered through its proprietary technology platform.

Executives

Diwakar Choubey	director, officer: President, CEO and Director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Adam Vanwagner	officer: General Counsel	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Timmie Hong	officer: Chief Product Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Richard Correia	officer: Chief Financial Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
John C Chrystal	director	C/O BANCORP, INC., 409 SILVERSIDE ROAD, SUITE 105, WILMINGTON DE 19809
Mark Torossian	officer: Chief Accounting Officer	1400 BROADWAY, 25TH FLOOR, NEW YORK NY 10018
Matthew Derella	director	C/O TWITTER, INC., 1355 MARKET STREET, SUITE 900, SAN FRANCISCO CA 94103
Jeff Gary	director, officer: Chief Financial Officer	390 PARK AVENUE, 15TH FLOOR, NEW YORK NY 10022
Gregory Depetris	director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Michael Paull	director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Rohit Dsouza	10 percent owner	C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Chee Mun Foong	officer: Chief Technology Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Greenspring Global Partners Viii-c, L.p.	10 percent owner	100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Greenspring Global Partners Viii-a, L.p	10 percent owner	100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Rds Moneylion Holdings I, Llc	10 percent owner	C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010