Asia United Bank (PHS:AUB) Cash-to-Debt : 15.00 (As of Dec. 2023)

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What is Asia United Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Asia United Bank's cash to debt ratio for the quarter that ended in Dec. 2023 was 15.00.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Asia United Bank could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Asia United Bank's Cash-to-Debt or its related term are showing as below:

PHS:AUB' s Cash-to-Debt Range Over the Past 10 Years
Min: 3.06 Med: 5.29 Max: No Debt
Current: 15

During the past 13 years, Asia United Bank's highest Cash to Debt Ratio was No Debt. The lowest was 3.06. And the median was 5.29.

PHS:AUB's Cash-to-Debt is ranked better than
88.71% of 1426 companies
in the Banks industry
Industry Median: 1.29 vs PHS:AUB: 15.00

Asia United Bank Cash-to-Debt Historical Data

The historical data trend for Asia United Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Asia United Bank Cash-to-Debt Chart

Asia United Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

3.06

4.38

7.51

20.18

15.00

Asia United Bank Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															20.18	No Debt	No Debt	No Debt	15.00

Competitive Comparison of Asia United Bank's Cash-to-Debt

For the Banks - Regional subindustry, Asia United Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Asia United Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Asia United Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Asia United Bank's Cash-to-Debt falls into.

Asia United Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Asia United Bank's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	38371.928	/	(0	+	2557.997)
	=	15.00

Asia United Bank's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	38371.928	/	(0	+	2557.997)
	=	15.00

Asia United Bank (PHS:AUB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Asia United Bank Cash-to-Debt Related Terms

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Asia United Bank (PHS:AUB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Asia United Bank Corp (PHS:AUB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

No. 17 ADB Avenue, Joy-Nostalg Center, Ortigas Center, Pasig City, PHL, 1600

Website

https://www.aub.com.ph

Asia United Bank Corp is a banking service provider in the Philippines. It offers banking and financial products to corporate and individual customers. It functions through five divisions. Commercial Banking provides lending, trade, and cash management services to corporate and institutional customers. The Consumer Banking segment offers banking services to retail customers. The Treasury segment functions include managing the group's reserve and liquidity position and maintaining its balance sheet by investing in sovereign and corporate debt instruments. The Branch Banking segment, which is the key revenue driver, offers retail deposit products. The Others segment includes the group's income from trust activities, remittances, investment banking, and gains on foreclosed properties.