Touchmark Bancshares (Touchmark Bancshares) Cash-to-Debt : 0.81 (As of Jun. 2012)

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What is Touchmark Bancshares Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Touchmark Bancshares's cash to debt ratio for the quarter that ended in Jun. 2012 was 0.81.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Touchmark Bancshares couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2012.

The historical rank and industry rank for Touchmark Bancshares's Cash-to-Debt or its related term are showing as below:

TMAK's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.29
* Ranked among companies with meaningful Cash-to-Debt only.

Touchmark Bancshares Cash-to-Debt Historical Data

The historical data trend for Touchmark Bancshares's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Touchmark Bancshares Cash-to-Debt Chart

Touchmark Bancshares Annual Data

Trend

Dec07

Dec08

Dec09

Dec10

Dec11

Cash-to-Debt

0.45

0.20

0.28

0.74

Touchmark Bancshares Quarterly Data
	Dec07	Mar08	Jun08	Sep08	Dec08	Mar09	Jun09	Sep09	Dec09	Mar10	Jun10	Sep10	Dec10	Mar11	Jun11	Sep11	Dec11	Mar12	Jun12
Cash-to-Debt	Get a 7-Day Free Trial														0.48	0.26	0.74	0.30	0.81

Competitive Comparison of Touchmark Bancshares's Cash-to-Debt

For the Banks - Regional subindustry, Touchmark Bancshares's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Touchmark Bancshares's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Touchmark Bancshares's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Touchmark Bancshares's Cash-to-Debt falls into.

Touchmark Bancshares Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Touchmark Bancshares's Cash to Debt Ratio for the fiscal year that ended in Dec. 2011 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	9.239	/	(0	+	12.5)
	=	0.74

Touchmark Bancshares's Cash to Debt Ratio for the quarter that ended in Jun. 2012 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	12.34	/	(0	+	15.25)
	=	0.81

Touchmark Bancshares (OTCPK:TMAK) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Touchmark Bancshares Cash-to-Debt Related Terms

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Touchmark Bancshares (Touchmark Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Touchmark Bancshares Inc (OTCPK:TMAK) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

3651 Old Milton Parkway, Alpharetta, GA, USA, 30005

Website

https://www.touchmarknb.com

Touchmark Bancshares Inc, through its banking subsidiary, Touchmark National Bank provides banking services to small- to mid-sized commercial, professional, and service companies and consumers. The services offered by the company include acceptance of deposits for demand, savings, commercial, and real estate lending, personal loans, and installment loans. It also provides online banking services, Remote Deposit Capture, credit cards, and merchant services.

Executives

Howard R. Greenfield

director

3740 DAVINCI COURT SUITE 150 NORCROSS GA 30092

Touchmark Bancshares (Touchmark Bancshares) Headlines

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