Kruk (WAR:KRU) Cash-to-Debt : 0.57 (As of Mar. 2024)

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What is Kruk Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Kruk's cash to debt ratio for the quarter that ended in Mar. 2024 was 0.57.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Kruk couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for Kruk's Cash-to-Debt or its related term are showing as below:

WAR:KRU' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 1.69 Max: 1.99
Current: 0.57

During the past 13 years, Kruk's highest Cash to Debt Ratio was 1.99. The lowest was 0.04. And the median was 1.69.

WAR:KRU's Cash-to-Debt is ranked better than
60.47% of 506 companies
in the Credit Services industry
Industry Median: 0.22 vs WAR:KRU: 0.57

Kruk Cash-to-Debt Historical Data

The historical data trend for Kruk's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Kruk Cash-to-Debt Chart

Kruk Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.64

0.75

0.71

0.61

0.55

Kruk Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															0.06	0.04	0.55	0.55	0.57

Competitive Comparison of Kruk's Cash-to-Debt

For the Credit Services subindustry, Kruk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kruk's Cash-to-Debt Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Kruk's Cash-to-Debt falls into.

Kruk Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Kruk's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	3064.051	/	(393.083	+	5138.084)
	=	0.55

Kruk's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	3021.01	/	(430.076	+	4850.761)
	=	0.57

Kruk (WAR:KRU) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Kruk Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Kruk's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Kruk (WAR:KRU) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Kruk SA (WAR:KRU) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

0Q3Y:UK

Address

ul. Wolowska 8, Wroclaw, POL, 51-116

Website

https://www.pl.kruk.eu

Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. It operates in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Aside from Poland, Kruk is present in Romania, the Czech Republic, Slovakia, Germany, Spain and Italy.

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