Jeffersonville Bancorp (Jeffersonville Bancorp) Cash-to-Debt : 179.74 (As of Dec. 2022)

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What is Jeffersonville Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Jeffersonville Bancorp's cash to debt ratio for the quarter that ended in Dec. 2022 was 179.74.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Jeffersonville Bancorp could pay off its debt using the cash in hand for the quarter that ended in Dec. 2022.

The historical rank and industry rank for Jeffersonville Bancorp's Cash-to-Debt or its related term are showing as below:

JFBC' s Cash-to-Debt Range Over the Past 10 Years
Min: 3.24 Med: 5164.81 Max: No Debt
Current: 3.24

During the past 13 years, Jeffersonville Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 3.24. And the median was 5164.81.

JFBC's Cash-to-Debt is ranked better than
74.07% of 1423 companies
in the Banks industry
Industry Median: 1.3 vs JFBC: 3.24

Jeffersonville Bancorp Cash-to-Debt Historical Data

The historical data trend for Jeffersonville Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Jeffersonville Bancorp Cash-to-Debt Chart

Jeffersonville Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

118.71

211.63

329.62

179.74

3.24

Jeffersonville Bancorp Quarterly Data
	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Dec22	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															329.62	No Debt	No Debt	179.74	3.24

Competitive Comparison of Jeffersonville Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Jeffersonville Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jeffersonville Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's Cash-to-Debt falls into.

Jeffersonville Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Jeffersonville Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	82.208	/	(0	+	25.346)
	=	3.24

Jeffersonville Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	76.75	/	(0	+	0.427)
	=	179.74

Jeffersonville Bancorp (OTCPK:JFBC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Jeffersonville Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Jeffersonville Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Jeffersonville Bancorp (Jeffersonville Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Jeffersonville Bancorp (OTCPK:JFBC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

4864 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748

Website

https://www.jeffbank.com

Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services among others.

Executives

Raymond L Walter	director	P.O. BOX 398, JEFFERSONVILLE NY 12748
John A Russell	officer: Senior Vice President/CFO	26 COLEMAN STREET, PORT JERVIS NY 12771
Wayne V Zanetti	officer: Vice President	49 HASTINGS DRIVE, GRAHAMSVILLE NY 12740
Edward T Sykes	director	P.O. BOX 454, JEFFERSONVILLE NY 12748
James F Roche	director	5594 RT. 17B, CALLICOON NY 12723
John K Gempler	director	P.O. BOX 285, JEFFERSONVILLE NY 12748
Kinne George W Jr	officer: SVP/Senior Loan Officer	PO BOX 312, 9 MEADOW BROOK LANE, ROSCOE NY 12776-0312
Donald L Knack	director	PO BOX 446, JEFFERSONVILLE NY 12748
Earle A Wilde	director	P.O. BOX 386, JEFFERSONVILLE NY 12748
Douglas A Heinle	director	PO BOX 25, COCHECTON CENTER NY 12727
Kenneth C Klein	director	14 ST JOSEPHS ROAD, FORESTBURGH NY 12777
Tatiana C Hahn	officer: Senior Vice President/CLO	97 SANDER ROAD, JEFFERSONVILLE NY 12748
Solomon Katzoff	director	PO BOX 15, LAKE HUNTINGTON NY 12752
Gilbert E Weiss	other: Director Emeritus	P.O. BOX 398, JEFFERSONVILLE NY 12748
Gibson E Mckean	director	P.O. BOX 54, HIGHLAND LAKE NY 12743