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Jeffersonville Bancorp (Jeffersonville Bancorp) Cyclically Adjusted PB Ratio : 1.02 (As of Apr. 30, 2024)


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What is Jeffersonville Bancorp Cyclically Adjusted PB Ratio?

As of today (2024-04-30), Jeffersonville Bancorp's current share price is $18.10. Jeffersonville Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2022 was $17.83. Jeffersonville Bancorp's Cyclically Adjusted PB Ratio for today is 1.02.

The historical rank and industry rank for Jeffersonville Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

JFBC's Cyclically Adjusted PB Ratio is not ranked *
in the Banks industry.
Industry Median: 0.92
* Ranked among companies with meaningful Cyclically Adjusted PB Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jeffersonville Bancorp's adjusted book value per share data for the three months ended in Jun. 2022 was $15.840. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $17.83 for the trailing ten years ended in Jun. 2022.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jeffersonville Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Jeffersonville Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jeffersonville Bancorp Cyclically Adjusted PB Ratio Chart

Jeffersonville Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.25 1.13 1.32 -

Jeffersonville Bancorp Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec22
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 1.32 1.42 1.20 -

Competitive Comparison of Jeffersonville Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Jeffersonville Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeffersonville Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's Cyclically Adjusted PB Ratio falls into.



Jeffersonville Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jeffersonville Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=18.10/17.83
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jeffersonville Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2022 is calculated as:

For example, Jeffersonville Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2022 was:

Adj_Book=Book Value per Share/CPI of Jun. 2022 (Change)*Current CPI (Jun. 2022)
=15.84/125.0168*125.0168
=15.840

Current CPI (Jun. 2022) = 125.0168.

Jeffersonville Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201209 0.000 97.633 0.000
201212 12.089 96.871 15.601
201303 12.144 98.209 15.459
201306 11.914 98.518 15.119
201309 12.091 98.790 15.301
201312 12.524 98.326 15.924
201403 0.000 99.695 0.000
201406 13.271 100.560 16.499
201409 0.000 100.428 0.000
201412 13.257 99.070 16.729
201503 13.482 99.621 16.919
201506 0.000 100.684 0.000
201509 13.724 100.392 17.090
201512 13.900 99.792 17.413
201603 14.178 100.470 17.642
201606 14.428 101.688 17.738
201609 14.540 101.861 17.845
201612 14.299 101.863 17.549
201703 0.000 102.862 0.000
201706 0.000 103.349 0.000
201709 0.000 104.136 0.000
201712 14.731 104.011 17.706
201803 14.869 105.290 17.655
201806 15.142 106.317 17.805
201809 15.346 106.507 18.013
201812 15.402 105.998 18.166
201903 15.766 107.251 18.378
201906 16.359 108.070 18.924
201909 16.660 108.329 19.226
201912 16.575 108.420 19.112
202003 16.521 108.902 18.966
202006 17.138 108.767 19.698
202009 17.423 109.815 19.835
202012 17.577 109.897 19.995
202103 17.595 111.754 19.683
202106 18.118 114.631 19.759
202109 18.129 115.734 19.583
202112 18.674 117.630 19.847
202203 16.737 121.301 17.250
202206 15.840 125.017 15.840

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Jeffersonville Bancorp  (OTCPK:JFBC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jeffersonville Bancorp Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Jeffersonville Bancorp's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Jeffersonville Bancorp (Jeffersonville Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
4864 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services among others.
Executives
Raymond L Walter director P.O. BOX 398, JEFFERSONVILLE NY 12748
John A Russell officer: Senior Vice President/CFO 26 COLEMAN STREET, PORT JERVIS NY 12771
Wayne V Zanetti officer: Vice President 49 HASTINGS DRIVE, GRAHAMSVILLE NY 12740
Edward T Sykes director P.O. BOX 454, JEFFERSONVILLE NY 12748
James F Roche director 5594 RT. 17B, CALLICOON NY 12723
John K Gempler director P.O. BOX 285, JEFFERSONVILLE NY 12748
Kinne George W Jr officer: SVP/Senior Loan Officer PO BOX 312, 9 MEADOW BROOK LANE, ROSCOE NY 12776-0312
Donald L Knack director PO BOX 446, JEFFERSONVILLE NY 12748
Earle A Wilde director P.O. BOX 386, JEFFERSONVILLE NY 12748
Douglas A Heinle director PO BOX 25, COCHECTON CENTER NY 12727
Kenneth C Klein director 14 ST JOSEPHS ROAD, FORESTBURGH NY 12777
Tatiana C Hahn officer: Senior Vice President/CLO 97 SANDER ROAD, JEFFERSONVILLE NY 12748
Solomon Katzoff director PO BOX 15, LAKE HUNTINGTON NY 12752
Gilbert E Weiss other: Director Emeritus P.O. BOX 398, JEFFERSONVILLE NY 12748
Gibson E Mckean director P.O. BOX 54, HIGHLAND LAKE NY 12743

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