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Kemper (BSP:KMPR34) Cyclically Adjusted PB Ratio : 1.09 (As of Jun. 06, 2024)


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What is Kemper Cyclically Adjusted PB Ratio?

As of today (2024-06-06), Kemper's current share price is R$105.26. Kemper's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was R$96.40. Kemper's Cyclically Adjusted PB Ratio for today is 1.09.

The historical rank and industry rank for Kemper's Cyclically Adjusted PB Ratio or its related term are showing as below:

BSP:KMPR34' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.07   Max: 2.21
Current: 1.04

During the past years, Kemper's highest Cyclically Adjusted PB Ratio was 2.21. The lowest was 0.67. And the median was 1.07.

BSP:KMPR34's Cyclically Adjusted PB Ratio is ranked better than
55.88% of 417 companies
in the Insurance industry
Industry Median: 1.18 vs BSP:KMPR34: 1.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kemper's adjusted book value per share data for the three months ended in Mar. 2024 was R$100.196. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$96.40 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kemper Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Kemper's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kemper Cyclically Adjusted PB Ratio Chart

Kemper Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 1.66 1.13 0.90 0.87

Kemper Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 0.86 0.75 0.87 1.09

Competitive Comparison of Kemper's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Kemper's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kemper's Cyclically Adjusted PB Ratio falls into.



Kemper Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Kemper's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=105.26/96.4
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Kemper's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=100.196/131.7762*131.7762
=100.196

Current CPI (Mar. 2024) = 131.7762.

Kemper Quarterly Data

Book Value per Share CPI Adj_Book
201406 44.693 100.560 58.567
201409 46.711 100.428 61.292
201412 52.686 99.070 70.080
201503 63.945 99.621 84.585
201506 60.438 100.684 79.102
201509 76.995 100.392 101.065
201512 75.322 99.792 99.463
201603 73.807 100.470 96.805
201606 70.473 101.688 91.325
201609 65.897 101.861 85.250
201612 64.606 101.863 83.579
201703 60.471 102.862 77.469
201706 65.318 103.349 83.284
201709 63.395 104.136 80.222
201712 67.728 104.011 85.808
201803 65.659 105.290 82.176
201806 74.811 106.317 92.726
201809 97.224 106.507 120.291
201812 91.455 105.998 113.697
201903 98.194 107.251 120.649
201906 106.689 108.070 130.093
201909 120.362 108.329 146.413
201912 122.284 108.420 148.627
202003 140.564 108.902 170.089
202006 166.420 108.767 201.625
202009 179.466 109.815 215.356
202012 179.391 109.897 215.106
202103 188.039 111.754 221.728
202106 170.137 114.631 195.583
202109 172.142 115.734 196.003
202112 177.933 117.630 199.332
202203 132.386 121.301 143.818
202206 112.655 125.017 118.746
202209 100.039 125.227 105.271
202212 109.589 125.222 115.325
202303 107.738 127.348 111.484
202306 95.180 128.729 97.433
202309 90.992 129.860 92.335
202312 95.731 129.419 97.474
202403 100.196 131.776 100.196

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Kemper  (BSP:KMPR34) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Kemper Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Kemper's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Kemper (BSP:KMPR34) Business Description

Traded in Other Exchanges
Address
200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.

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