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Bancorp 34 (Bancorp 34) Cyclically Adjusted Price-to-FCF : 3.81 (As of Jun. 06, 2024)


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What is Bancorp 34 Cyclically Adjusted Price-to-FCF?

As of today (2024-06-06), Bancorp 34's current share price is $8.99. Bancorp 34's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $2.36. Bancorp 34's Cyclically Adjusted Price-to-FCF for today is 3.81.

The historical rank and industry rank for Bancorp 34's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BCTF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 3.71   Med: 11.64   Max: 21.5
Current: 3.81

During the past years, Bancorp 34's highest Cyclically Adjusted Price-to-FCF was 21.50. The lowest was 3.71. And the median was 11.64.

BCTF's Cyclically Adjusted Price-to-FCF is ranked better than
75.57% of 827 companies
in the Banks industry
Industry Median: 7.38 vs BCTF: 3.81

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bancorp 34's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $-0.326. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.36 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancorp 34 Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Bancorp 34's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bancorp 34 Cyclically Adjusted Price-to-FCF Chart

Bancorp 34 Annual Data
Trend Jun14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.94 - - - -

Bancorp 34 Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Dec21 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 5.08 - - 3.58

Competitive Comparison of Bancorp 34's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Bancorp 34's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancorp 34's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bancorp 34's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancorp 34's Cyclically Adjusted Price-to-FCF falls into.



Bancorp 34 Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Bancorp 34's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=8.99/2.36
=3.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp 34's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Bancorp 34's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.326/131.7762*131.7762
=-0.326

Current CPI (Mar. 2024) = 131.7762.

Bancorp 34 Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200709 0.000 87.964 0.000
201303 0.000 98.209 0.000
201306 0.040 98.518 0.054
201309 0.698 98.790 0.931
201312 -0.782 98.326 -1.048
201403 -0.117 99.695 -0.155
201406 -1.155 100.560 -1.514
201409 0.173 100.428 0.227
201412 0.266 99.070 0.354
201503 -0.842 99.621 -1.114
201506 0.134 100.684 0.175
201509 0.492 100.392 0.646
201512 1.574 99.792 2.078
201603 -1.798 100.470 -2.358
201606 -1.390 101.688 -1.801
201609 -0.245 101.861 -0.317
201612 5.146 101.863 6.657
201703 2.127 102.862 2.725
201706 -0.158 103.349 -0.201
201709 0.979 104.136 1.239
201712 1.471 104.011 1.864
201803 0.481 105.290 0.602
201806 -1.525 106.317 -1.890
201809 0.547 106.507 0.677
201812 -1.744 105.998 -2.168
201903 5.661 107.251 6.956
201906 2.378 108.070 2.900
201909 1.354 108.329 1.647
201912 0.740 108.420 0.899
202003 0.244 108.902 0.295
202006 0.047 108.767 0.057
202009 0.000 109.815 0.000
202012 0.000 109.897 0.000
202112 0.000 117.630 0.000
202209 0.000 125.227 0.000
202212 0.000 125.222 0.000
202303 0.207 127.348 0.214
202309 0.000 129.860 0.000
202312 0.000 129.419 0.000
202403 -0.326 131.776 -0.326

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Bancorp 34  (OTCPK:BCTF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Bancorp 34 Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Bancorp 34's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Bancorp 34 (Bancorp 34) Business Description

Industry
Traded in Other Exchanges
N/A
Address
500 East 10th Street, Suite 100, Alamogordo, NM, USA, 88310
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
Executives
James Crotty officer: Co-President and CEO 500 EAST 10TH STREET, SUITE 100, ALAMOGORDO NM 88310
Elaine E. Ralls director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Van Winkle Don P. director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Wortham A. Cook director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
James D. Harris director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Randal L. Rabon director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
William P. Kauper officer: President/Dir Corp Development 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Jan R Thiry officer: President and CEO 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Jill Gutierrez director, officer: CEO 500 EAST 10TH STREET, ALAMOGORDO NM 88310
William F. Burt director 500 EAST 10TH STREET, ALAMOGORDO NM 88310

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