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Pinnacle Bank (Pinnacle Bank) Cyclically Adjusted Price-to-FCF : 18.07 (As of May. 18, 2024)


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What is Pinnacle Bank Cyclically Adjusted Price-to-FCF?

As of today (2024-05-18), Pinnacle Bank's current share price is $15.90. Pinnacle Bank's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec23 was $0.88. Pinnacle Bank's Cyclically Adjusted Price-to-FCF for today is 18.07.

The historical rank and industry rank for Pinnacle Bank's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

PBNK' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 14.65   Med: 18.12   Max: 20.94
Current: 18.07

During the past 11 years, Pinnacle Bank's highest Cyclically Adjusted Price-to-FCF was 20.94. The lowest was 14.65. And the median was 18.12.

PBNK's Cyclically Adjusted Price-to-FCF is ranked worse than
87.54% of 835 companies
in the Banks industry
Industry Median: 7.52 vs PBNK: 18.07

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Pinnacle Bank's adjusted free cash flow per share data of for the fiscal year that ended in Dec23 was $2.111. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.88 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pinnacle Bank Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Pinnacle Bank's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pinnacle Bank Cyclically Adjusted Price-to-FCF Chart

Pinnacle Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 19.41 16.16

Pinnacle Bank Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only - - - 19.41 16.16

Competitive Comparison of Pinnacle Bank's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Pinnacle Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bank's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Pinnacle Bank's Cyclically Adjusted Price-to-FCF falls into.



Pinnacle Bank Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Pinnacle Bank's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=15.90/0.88
=18.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Bank's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec23 is calculated as:

For example, Pinnacle Bank's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec23 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec23 (Change)*Current CPI (Dec23)
=2.111/129.4194*129.4194
=2.111

Current CPI (Dec23) = 129.4194.

Pinnacle Bank Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201412 0.291 99.070 0.380
201512 0.081 99.792 0.105
201612 0.525 101.863 0.667
201712 -0.981 104.011 -1.221
201812 1.404 105.998 1.714
201912 1.009 108.420 1.204
202012 0.486 109.897 0.572
202112 1.519 117.630 1.671
202212 1.514 125.222 1.565
202312 2.111 129.419 2.111

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Pinnacle Bank  (OTCPK:PBNK) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Pinnacle Bank Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Pinnacle Bank's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Pinnacle Bank (Pinnacle Bank) Business Description

Industry
Traded in Other Exchanges
N/A
Address
7597 Monterey Street, Gilroy, CA, USA, 95020
Pinnacle Bank is a bank holding company. The bank offers a range of commercial and retail banking products and services, including checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial lines of credit and letters of credit. It offers various types of deposits, including noninterest-bearing demand deposits and interest-bearing deposits. It provides products and services to small to middle-market businesses, professionals, not-for-profit organizations, and individuals.

Pinnacle Bank (Pinnacle Bank) Headlines