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Home Loan Financial (Home Loan Financial) Cyclically Adjusted PS Ratio : (As of May. 19, 2024)


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What is Home Loan Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Home Loan Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Home Loan Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Home Loan Financial Cyclically Adjusted PS Ratio Chart

Home Loan Financial Annual Data
Trend Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07
Cyclically Adjusted PS Ratio
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Home Loan Financial Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07
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Competitive Comparison of Home Loan Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Home Loan Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Loan Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Home Loan Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Home Loan Financial's Cyclically Adjusted PS Ratio falls into.



Home Loan Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Home Loan Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2007 is calculated as:

For example, Home Loan Financial's adjusted Revenue per Share data for the three months ended in Dec. 2007 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2007 (Change)*Current CPI (Dec. 2007)
=1.056/88.6164*88.6164
=1.056

Current CPI (Dec. 2007) = 88.6164.

Home Loan Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
199803 0.374 68.434 0.484
199806 0.587 68.771 0.756
199809 0.684 69.025 0.878
199812 0.561 69.151 0.719
199903 0.660 69.615 0.840
199906 0.603 70.122 0.762
199909 0.672 70.839 0.841
199912 0.660 71.008 0.824
200003 0.656 72.231 0.805
200006 0.665 72.737 0.810
200009 0.728 73.286 0.880
200012 0.762 73.413 0.920
200103 0.778 74.341 0.927
200106 0.876 75.100 1.034
200109 0.892 75.227 1.051
200112 0.952 74.552 1.132
200203 0.958 75.438 1.125
200206 0.891 75.902 1.040
200209 1.209 76.366 1.403
200212 1.061 76.324 1.232
200303 0.987 77.716 1.125
200306 1.210 77.505 1.383
200309 1.075 78.138 1.219
200312 0.996 77.758 1.135
200403 1.026 79.066 1.150
200406 1.242 80.037 1.375
200409 1.047 80.121 1.158
200412 1.273 80.290 1.405
200503 0.000 81.555 0.000
200506 0.000 82.062 0.000
200509 1.073 83.876 1.134
200512 1.085 83.032 1.158
200603 1.046 84.298 1.100
200606 1.124 85.606 1.164
200609 1.053 85.606 1.090
200612 1.067 85.142 1.111
200703 1.005 86.640 1.028
200706 1.062 87.906 1.071
200709 1.049 87.964 1.057
200712 1.056 88.616 1.056

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Home Loan Financial  (OTCPK:HLFN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Home Loan Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Home Loan Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Home Loan Financial (Home Loan Financial) Business Description

Traded in Other Exchanges
N/A
Address
413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is engaged in providing banking and financial services. It offers lending, savings and checking account options, IRAs, CDs, health savings, and money market accounts. Further, it also offers a wide array of investment services through The Home Loan Financial Services. Geographically, the Group operates through the region United States.

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